BUYING, SELLING OR REFINANCING REAL ESTATE IN FLORIDA? CALL A REAL ESTATE LAWYER.

MIAMI REAL ESTATE LAWYER

RESIDENTIAL REAL ESTATE CLOSINGS

Over the past 17 YEARS, The Law Offices of Jacqueline A. Salcines, PA has represented buyers and sellers with regard to purchasing and selling real estate in Florida.  Whether a seasoned buyer purchasing for investment, primary residence or first time home buyers, we have represented thousands of clients in transactions involving real estate.

REAL ESTATE BUYER

As a real estate buyer, we are capable of guiding buyers through the entire purchase process and keeping our clients away from real estate pitfalls in which the unguided are prone to fall. Our firm is known for its detailed attention to each and every client we represent. In representing buyers, our primary goal is to make sure that you are fully educated as to what you are acquiring. This goes beyond the face of the home listing. To be certain that your investment is sound, you need an experienced attorney who can fully inform you of any defects, legal encumbrances, liens and other issues the property may have that are not apparent to the untrained eye.

As a buyer or seller of real estate utilizing our firm, you also have the added benefit of having attorney Jacqueline Salcines hold the dual title of Real Estate Attorney, Accountant and Title Agent. At the Law Offices of Jacqueline A. Salcines, PA we will assist you with all your title and closing needs. We have extensive experience and knowledge to assist all of your real estate need.

REAL ESTATE SELLER

As a seller of real estate, representation by a lawyer is equally important. Whether you need us to draft your contract, negotiate credits after inspection, or provide changes to the contract, as well as prepare seller docs for closing, we are here. We also prepare Mortgage and Promissory Notes as well as deeds for seller financing.  When Sellers close with us, they have one hundred percent peace of mind that they are getting full representation and the transaction will be a smoothe one.

Jacqueline Salcines, Esq. is experienced and ready to pursue or defend Real Estate Agent-Broker/Client disputes concerning:

  • Real Estate closing for residential
  • Real Estate closing for commercial
  • Seller representation and seller docs
  • Seller financing
  • Mortgage and note preparation
  • Title examination and title services
  • Lien Searches

Call or email us today for a free Consultation.

Jacqueline A. Salcines

Jacqueline A. Salcines, Esq.

TRUST  |   INTEGRITY   |  RESULTS

Law Offices of Jacqueline Salcines, P.A.

706 S. Dixie Highway

Second Floor

Coral Gables, FLorida 33146

Tel:  305  669  5280

Email:  J.Salcines@Salcineslaw.com

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MORTGAGE DEFAULT? DONT LOSE YOUR HOME. YOU CAN STILL OBTAIN A LOAN MODIFICATION

MIAMI DADE LOAN MODIFICATION

AND FORECLOSURE ATTORNEYS

Interest rates on the Making Home Affordable mortgage loan modifications have risen, where some borrowers are now facing hikes of 1% or 2%. A mortgage that was modified in 2009 under the Making Home Affordable Program and had a fixed interest rate of 2% in 2015, may now be at 3 or 4 % in 2017. With limited opportunities to refinance due to credit reporting problems due to the derogatory information for a mortgage loan default, borrowers are up against the wall. They may not have sufficient equity or credit rating to refinance and may not have equity to sell.  So what does a borrower do?

While the  Making Homes Affordable Program may have expired to submit a loan modification (the last date for submission was December 30, 2016 and has not been extended by the Trump or Obama Administration) programs still exist for loans modification if your mortgage is  owned by Fannie Mae, Freddie Mac, Veteran Affairs or the USDA.  Loan Modification Programs include interest rate reductions and often principal forgiveness.  Even if your loan is not Fannie Mae or Freddie Mac, your lender may still be willing to work with you.  Just not a loan modification under the Making Home Affordable Program unless it gets extended.

Lenders continue to be understandable and are allowing homeowners to enter into loan modifications and modify their mortgage and loans under these programs that continue to exist into 2017.

If you are facing a mortgage foreclosure due to inability to pay or a mortgage loan default, there are options for a loan modification.

At the Law Offices of Jacqueline A. Salcines, P.A., our lead real estate attorney brings over 17 years experience in the foreclosure, mortgage and real estate field as well as 22 in the accounting field. Ms. Salcines has been helping homeowners in foreclosure for over 10 years and is available by email to answer all your questions and concerns, without ever charging a consultation fee.

Call us today to set up an appointment to discuss your purchase or sale. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.SALCINES@SALCINESLAW.COM

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FANNIE MAE AND FREDDIE MAC MORTGAGE LOAN ASSISTANCE

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MIAMI DADE LOAN MODIFICATION AND FORECLOSURE ATTORNEYS

While the  Making Homes Affordable Program may have expired (the last date for submission was December 30, 2016 and has not been extended by the Trump or Obama Administration) programs still exists if your loan is owned by Fannie Mae, Freddie Mac, Veteran Affairs or the USDA.  Programs include interest rate reductions and often principal forgiveness.

These lenders continue to be understandable and are allowing homeowners to remodify their mortgage and loans under these programs that continue to exist into 2017. Many borrowers under the HAMP program had adjustable rates which increase after the 5th year.  That would put anyone that modified their loan in 2009 or 2010 into a higher interest rate.  A mortgage default however doesn’t mean you have to lose your home. A Miami Dade Loan Modification attorney at our firm can help.  However, with a deadline of December 30, 2016 to submit, the Making Homes Affordable Program may no longer be available but others are.

There are strict eligibility requirements under these programs,  and it may be necessary to make sure you qualify before submitting a modification request, we are here to help.  At the Law Offices of Jacqueline A. Salcines, PA, we are Miami Dade Loan Modification attorneys and keenly aware of the requirements and are able to sit with the borrowers, review their financials data, and provide solutions for their homeownership mortgage problems.  Allow my team of attorneys and accountants to go to work for you so you do not fall victim and lose your home.

At the Law Offices of Jacqueline A. Salcines, P.A., our lead real estate attorney brings over 17 years experience in the foreclosure, mortgage and real estate field as well as 22 in the accounting field. Ms. Salcines has been helping homeowners in foreclosure for over 10 years and is available by email to answer all your questions and concerns, without ever charging a consultation fee.

Call us today to set up an appointment to discuss your purchase or sale. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.SALCINES@SALCINESLAW.COM

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HAMP LOAN MODIFICATION AFTER DEADLINE OF DECEMBER 30, 2016

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MIAMI DADE LOAN MODIFICATION AND FORECLOSURE ATTORNEYS

Now that the deadline to submit a Home Loan Modification request under the Making Homes Affordable Program has expired (the last date for submission was December 30, 2016 and has not been extended by the Trump or Obama Administration) what will happen with all the borrowers who are again struggling to pay their mortgages?  While the program has not been keyed for renewal, like the HARP program that was extended, borrowers face a myriad of questions and concerns as to what will happen with their underwater properties.  Loan Modifications continue to prevail with other plans that are available.  Fannie Mae, Freddie Mac, FHA Federal Housing Authority and even the USDA have programs that continue to exist to help underwater home loan borrowers with their default and delinquent mortgages.

Lenders continue to be understandable and are allowing homeowners to remodify their mortgage and loans under these programs that continue to exist into 2017.

Many borrowers under the HAMP program had adjustable rates which increase after the 5th year.  That would put anyone that modified their loan in 2009 or 2010 into a higher interest rate.  A mortgage default however doesn’t mean you have to lose your home. A Miami Dade Loan Modification attorney at our firm can help.

There is Hope and Help for these borrowers.  While there are strict eligibility requirements under these programs,  and it may be necessary to make sure you qualify before submitting a modification request, we are here to help..

At the Law Offices of Jacqueline A. Salcines, PA, we are Miami Dade Loan Modification attorneys and keenly aware of the requirements and are able to sit with the borrowers, review their financials data, and provide solutions for their homeownership mortgage problems.  Allow my team of attorneys and accountants to go to work for you so you do not fall victim and lose your home.

At the Law Offices of Jacqueline A. Salcines, P.A., our lead real estate attorney brings over 17 years experience in the foreclosure, mortgage and real estate field as well as 22 in the accounting field. Ms. Salcines has been helping homeowners in foreclosure for over 10 years and is available by email to answer all your questions and concerns, without ever charging a consultation fee.

Call us today to set up an appointment to discuss your purchase or sale. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.SALCINES@SALCINESLAW.COM

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