FREE REAL ESTATE ATTORNEY SERVICES

SOUTH FLORIDA REAL ESTATE LAWYER

TITLE SERVICES – TITLE COMPANY

How often do you hear the word “FREE” and the word “Lawyer” in the same sentence?  Well, at the Law Offices of Jacqueline A. Salcines, PA, we have been offering free legal advice to our clients for years.  Whether you are a buyer of real estate that is looking to purchase real estate and require a contract or offer review.  Or a seller that is looking to sell real estate entering into a Listing Agreement or As Is Contract for Sale and Purchase, we are happy to review your contract at no cost.

For over 20 years we have been assisting our clients with their real estate needs and look forward to assisting you with yours.

While no two real estate transactions are ever alike, no matter whether you are on the seller side or the buyer side, do not go it alone.  Call today for a free consultation in any of the following practice areas:

Practice Areas

  • Contract review and preparation
  • Real Estate Closings
  • Title Insurance
  • Contract Law
  • Landlord Tenant Law
  • Business law and incorporation
  • Real Estate Litigation
  • Debt Settlements
  • Partition Actions
  • Probate matters
  • Estate planning

Contact the Law Offices of Jacqueline A. Salcines, PA today at (305) 669-5280 to schedule your legal consultation.

The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines  has been handling all types of real estate matters for 20 years.

 Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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Did Dyck O’Neal buy your bad debt ?

DYCK O’ NEAL SUITS

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DYCK O’NEAL LAWSUITS FOR SHORT SALE PROMISSORY NOTES

DEBT SETTLEMENT ATTORNEYS

Dyck O’Neal, a privately owned debt collection company,  continues to purchase promissory notes and deficiency debt that was created from short sales and borrowers who lost their homes in foreclosures.  Continuing to pry on these poor borrowers who often times lost their homes due to hardship, death, loss of employment or income, Dyck O’Neal and the attorneys who represent them are filing suits all over Florida to collect on this debt.

Whether you signed a promissory note at a short sale closing in order to wipe out the balance of the debt, or left a deficiency balance after a short sale or foreclosure auction, your debt could not be owned by Dyck O’Neal.

Luckily, Florida has laws in place to protect borrowers from these Dyck O’Neal collection suits.  Including but not limited the Fair Debt Collections Practices Act, the statutes of limitations, contract law, and other laws, many borrowers may not know that there is always hope.

That’s where the Law Offices of Jacqueline Salcines, PA comes in. We have fought these Dyck O’Neal suits and settled them for pennies on the dollar. Often, the homeowner is protected under the Foreclosure Act, and Dyck O’Neal must walk away. Other times, they settle for pennies on the dollar.

It helps to have an attorney who is familiar with Dyck O’Neal suits, and how to litigate and fight them.  At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their deficiency lawsuits and their debt settlement for over 17 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.

About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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USING AN IRA TO MAKE A HOUSE DOWN PAYMENT

FLORIDA REAL ESTATE ATTORNEYS

Hands - Holding HouseThe South Florida Real Estate market is thriving.  As first time homebuyers try to secure their place in the real estate landscape, with student loan debt and property values at an all time high, many first time home buyers have very little funds to put down as a down payment for their real estate home purchase.  Luckily, a little known secret exists to assist with the first time home buyer purchase.

If you qualify as a first-time home buyer, you can withdraw up to $10,000.00 from your IRA (which is typically not permitted until after you are 59 1/2 years old unless you pay a penalty) to use as the down payment.

Certain restrictions apply including the requirement that the IRA funds withdrawn must be used within 120 days of the withdraw and only for the home purchase.

If you already own a home, you can make penalty free withdrawals from your IRA to help:

  • your or your spouse or child;
  • your or your spouses grandchild; or
  • you or your spouses parent or ancestor.

If as a first time home buyer, the purchase falls through or the contract gets cancelled, you can return the funds with no tax due.  The contribution is treated as a rollover contribution to the IRA.

For assistance with ALL your home buying needs, including contract review or preparation, title work, escrow services, we are here for you.

We have been serving the South Florida community for over twenty years.

Call for a free consultation.

 

Law Offices of Jacqueline Salcines, PA

706 S. Dixie Highway

Second FL

Coral Gables, Florida 33146

Tel.  305  669  5280

Email: J.Salcines@Salcineslaw.com

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Foreclosure After Forbearance – Hurricane Defaults

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SOUTH FLORIDA DEBT SETTLEMENT LAWYERS
FORECLOSURE DEFENSE  ATTORNEYS

If you live in Florida, or any of the States affected by Hurricane Irma, and  requested a forbearance back in September, you may have noticed that many banks did not honor their deals.  Many banks verbally confirmed with borrowers that they could delay payment of their mortgage payments, some for six months, and that there would be no interest or late fees charged.  However, when many borrowers receive a mortgage statement six months later, asking for the full amounts due, plus late fees and interest, many borrowers find themselves in a predicament, unable to make the payments.

Instead of assisting borrowers and homeowners with their mortgages after a natural disaster, many lenders are quickly filing foreclosures, and not honoring defaulted loan modifications under the Making Home Affordable Program.  Lenders such as Carrington Mortgage and PNC are two of them.

If you have received a default notice or your bank has not honored the terms of the mortgage forbearance, there is hope.

At the Law Offices of Jacqueline A. Salcines PA we have a great success rate negotiating the past due mortgages and forbearances with lenders.  Attorney Jacqueline Salcines has over 18 years experience negotiating debt settlements for our clients, including violations of the Fair Debt Collection Practices Act.  You do not have to file for bankruptcy in order to get out of this Dyck O’Neal debt.  Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case.
Call us today. 305.669.5280 and see how we can help you.

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST | COMMITMENT | RESULTS

Foreclosure After Forbearance – Hurricane Defaults

Law Offices of Jacqueline A. Salcines, P.A.
JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
Email: J.Salcines@Salcineslaw.com

 

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