While living in Miami and South Florida is a dream to many, after a hurricane hits, the damage to your home and property can be crippling. After the 2017 Hurricane Season, many South Florida homeowners lost their homes, their property and some even their jobs. Offices were closed down which affected the homeowner borrower ability to pay their mortgages.
While many banks offered a forbearance of their mortgage, many reneged on the deals and after 3 or 6 months, slapped the homeowners with a reinstatement bill, forcing many borrowers to fall into foreclosure.
Mortgages are liens against property and when a borrower stops paying their mortgage, the result is typically foreclosure. However, if you have a knowledgeable attorney in your corner, it does not have to be.
“At the Law offices of Jacqueline A. Salcines, P.A., we have been assisting homeowners with their mortgage needs for over 20 years.”
We are here to help. We offer cost effective foreclosure defense, negotiation and loan modification assistance. Whether you are six months behind on your mortgage or six years, call us. The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines has been handling all your real estate and business law needs for over 20 years.
Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00Jacqueline Salcineshttps://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngJacqueline Salcines2018-12-11 14:03:192022-12-20 13:58:58MIAMI FORECLOSURE LAWYER – DEFENDING AGAINST THE BANK AFTER A HURRICANE
While living in Miami and South Florida is a dream to many, buying a home and purchasing real estate is a scarry decision, and often is one of the biggest purchases you will make in your life. Walking into the unknown, anything could go wrong. That is why you should seriously consider hiring a local real estate attorney in Miami. You should also consider a real estate attorney should you wish to sell your home.
Whether you are buying or selling real estate, you will likely be required to sign a contract. And when signing a contract, if you don’t have a competent real estate lawyer representing you and watching your back, you could be presented with a series of issues that you don’t know how to handle. Only a competent real estate lawyer can sort out contracts and contract law. For example, what goes into the contract for sale? Is it possible for the seller to stay in the house for a given period after the sale date? Who is responsible for any losses due to damage after the buyer has made a cash deposit.
Most people hire a real estate broker or realtor, without realizing the broker is paid by the seller and has a duty to protect the seller’s interests and not yours.
A real estate attorney in Miami, on the other hand is there to work for you and to protect your interests only.
Most real estate attorneys will assist you in every single aspect of your home purchase. This might include negotiations about the price. The terms to be finally included in the contract for sale, and a host of other details that need to be sorted and concluded, before the closing date.
A real estate attorney in Miami can assist the purchaser, buyer or seller in matters including drafting, reviewing, and inserting clauses to protect the buyer during negotiations and supporting the seller in negotiations if required. Other services we offer include:
Checking mortgage documents for any hidden terms the buyer will need to know about to make an informed decision.
A real estate lawyer can also help in negotiating the mortgage terms with the lender or bank.
Reviewing the inspection reports required by all mortgage companies, and renegotiating the price based on such inspection reports and its findings.
Checking the title for encumbrances to ensure there are no others who hold an interest in the home and could be in a senior position to the seller. The lawyer will endeavor to ensure the buyer gets full title to the property before any closing documents are signed.
Purchasing title insurance; this will protect the buyer should someone own a senior interest in the property that was not uncovered in the title search.
Help the buyer understand the necessary surveys of the property.
Overseeing the closing documents, and making sure that the closing goes without hitch and on time.
Recording the deeds and the mortgage documents.
A real estate attorney in Miami will stand by after closure should any issues arise once the buyer has moved into the property. He or she may also advise on matters such as the $50,000 Florida Homestead Exemption.
A seller of real estate would be advised to enlist the services of a real estate attorney to protect their interests, from negotiations through to closing.
Buying a property is a huge investment and it is vital all legal matters are dealt with by professional real estate lawyers, to ensure everything goes as smoothly as possible, and there are no surprises after the sale or purchase has gone through.
“The Law office of Jacqueline A. Salcines, P.A. offers free legal advice. In order to have your matter considered, call us. Or come and interact with us on Facebook, Instagram and Twitter.”
The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines has been handling all your real estate and business law needs for over 20 years.
Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00Jacqueline Salcineshttps://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngJacqueline Salcines2018-12-11 13:58:402022-12-20 13:58:58MIAMI REAL ESTATE – BENEFITS TO HIRING A REAL ESTATE LAWYER
South Florida, particularly Miami and Broward counties are experiencing a wave of lawsuits with banks and investors targeting unpaid, defaulted second mortgages and HELOC’s. Many borrowers have been paying their first mortgages through either loan modifications or other settled terms.
However, often the second mortgages were ignored or left out of bankruptcies and now are being pursued for collection and litigation.
Many laws in Florida favor the borrowers and it is important when receiving either a collection notice for a second mortgage or HELOC, or worse, a lawsuit, to consult a knowledgeable attorney.
Mortgages are liens against the property and can result in foreclosures and the loss of real estate property. Even when the property has significant equity.
If you are facing foreclosure or collection of a second mortgage contact us today.
At the Law Offices of Jacqueline A. Salcines, PA, we have over 20 years experience assisting borrowers with their mortgage and debt settlement needs. The most important step and first step is to make sure you are represented by an attorney that is familiar with your area.
The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines has been handling all your real estate and business law needs for over 20 years.
Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com
A partition or partition action is a lawsuit filed by one title holder of a property, against another title holder. Often, the title holders are family, or prior spouses, or children that inherited property from their deceased parents. The lawsuit basically requires a Judge to interfere and sell the property since the title holders can not agree on what to do with the property.
A Partition action can likely be settled amicably if the right negotiation is had through an experienced lawyer saving the parties thousands of dollars in court fees and attorney fees.
The options that exist for a partition action are: (1) have one title holder buyout the other or (2) file a suit to sell the property
By enlisting the right attorney, a partition action can be resolved quickly and amicably, leaving all parties satisfied.
For more information on partition actions, call us. We offer a free consultation and attorney Jacqueline Salcines, Esq. can answer all your questions directly, either in person or by phone.
At the Law Offices of Jacqueline A. Salcines, PA, we have over 20 years experience assisting in all aspects of real estate law and real estate litigation. The most important step and first step is to make sure you are represented at closing and throughout the real estate transaction by an attorney.
The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines has been handling all your real estate and business law needs for over 20 years.
Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00Jacqueline Salcineshttps://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngJacqueline Salcines2018-12-11 11:11:512022-12-20 13:58:58Partition Actions in South Florida – The Truth of How they Work
