The Making Home Affordable Program is Obama’s way of helping homeowners avoid foreclosure. Homeowners that are eligible, can “lower their monthly mortgage payments and get into stable loans at today’s low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure.” […]
You have stopped paying your mortgage, have been served with a foreclosure complaint, Lis Pendens, and don’t know what to do. Although filing an Answer pro se (representing yourself on your own behalf) is better than not filing anything at all, since a reply is required 20 days from the date of service of you will […]
Bidding on a foreclosure auction? Buying a property through a homeowner association or condominium association auction? A preliminary title report run by an attorney, which is an examination of title and liens, can spot trouble ahead for a foreclosure auction bidder, to help make an educated and informed decision as to the future investment potential of […]
The Law Offices of Jacqueline A. Salcines, PA provides the most comprehensive title insurance processing and coverage, while offering exceptional customer service. We represent both buyers and sellers in real estate transactions, and are a full service real estate firm. We pride ourselves on offer a wide array of real estate services including: Real Estate […]
In a recent Third District Court of Appeal case, the higher court rules that a Miami-Dade couple was entitled to a $99,500.00 surplus that was left over after the foreclosure sale. The lower court, Judge Diane Ward, held that the bank was entitled to the surplus. The homeowners had two mortgages, and the property was […]
MORE AND MORE LATELY, I MEET WITH CLIENTS THAT HAVE HAD AN ATTORNEY HANDLING THEIR FORECLOUSRE CASE, HAVE PAID THEM A MONTHLY FEE FOR SUCH SERVICES, THE ATTORNEY NEVER REVIEWS THE FOUR CORNERS OF THEIR FORECLOSURE COMPLAINT, TRIAL COMES ALONG. NO FIGHT IS MADE. RATHER, THEY SCARE THE CLIENT INTO A CONSENT JUDGMENT ADVISING THEM […]
At the Law Offices of Jacqueline A. Salcines, P.A. we pride ourselves on providing the best customer service to our clients. Our knowledge of real estate law, coupled with an accounting degree, lends itself to providing the most knowledgeable and precise advice for the ultimate protection of the client. Whether you are buying or selling […]
According to data released from HOPE NOW, approximately 421,000 homeowners used non-foreclosure solutions from mortgage servicers in the second quarter of 2014. Non-foreclosure solutions take the form of loan modifications, short sales, deed in lieu of foreclosures and other loss mitigation options. The number of non-foreclosure solutions in 2014 Q2 was almost quadruple the number […]
BANK OF AMERICA ANNOUNCED THURSDAY THAT IT HAS AGREED TO SETTLE AND $16 BILLION FOR ALL THE TROUBLE IT CAUSED IN THE MORTGAGE FINANCIAL CRISIS. THE SETTLEMENT IS THE LARGEST CIVIL SETTLEMENT WITH A SINGLE ENTITY IN THE HISTORY OF THE UNITED STATES. SOURCE: DS NEWS ACCORDING TO THE SETTLEMENT, BANK OF AMERICA HAS AGREED […]
The Consumer Financial Protection Bureau (CFPB) , an agency created to protect consumers with their credit choices and concerns, whether auto, mortgage, student loans or other, has recently become very involved with lenders and their loss mitigation assistance to consumers. On August 19th, the CFPB issued a bulletin for mortgage servicers, outlining how they should […]