DYCK O’ NEAL SUITS SOUTH FLORIDA DEBT SETTLEMENT LAWYERS DYCK O’NEAL LAWSUITS FOR FORECLOSURE MORTGAGE DEFICIENCY BALANCES DEBT SETTLEMENT ATTORNEYS Dyck O’Neal, a privately owned debt collection company, approached Fannie Mae years ago, and bought up thousands of stale foreclosure judgments for cheap, since the statute of limitations was about to run out. Now, Dyck O’Neal […]
SOUTH FLORIDA REAL ESTATE LAWYER MORTGAGE LAW What happens to escrows, or monies held by the mortgage company for insurance and taxes after a closing when the property is sold? Mortgage escrows are funds paid by the borrower when making their monthly mortgage payment, for the payment of insurance and taxes on the yearly anniversary dates. […]
SOUTH FLORIDA REAL ESTATE LAWYERS MOVING FOR SURPLUS AFTER A FORECLOSURE AUCTION After the foreclosure auction, depending on how much money the successful bidder paid for the property at auction, there may exist a surplus. Specially if the foreclosure case was initiated by the Homeowners Association or Condominium Association. As a prior owner, you are entitled […]
SOUTH FLORIDA REAL ESTATE LAWYERS WRIT OF POSSESSION AFTER SUCCESFFULY WINNING AT AUCTION If you are the successful bidder at a Florida foreclosure auction and yet, after the issuance of the Certificate of Title, the prior homeowner refuses to leave, then you must move for possession. This is not a full blown eviction procedure. Rather, you […]
SOUTH FLORIDA REAL ESTATE LAWYERS LANDLORD TENANT LAW Having a Mold “escape clause” in your lease is the ultimate parachute or protection for any landlord in Florida. This clause, which is present in many leases, allows landlords to escape liability for any mold that grows in the property after the tenant takes possession. Having this could […]
SOUTH FLORIDA REAL ESTATE LAWYERS MORTGAGE LAW By now you have to be living in a cave to not have heard of Mr. Cooper. Nationstar, the nations largest non-bank mortgage servicer has spent millions rebranding itself, in the heels of its $20 million loss last quarter, in order to reinvent itself. The massive rebranding of this nonbank has […]
SOUTH FLORIDA REAL ESTATE LAWYER An As Is Residential Contract for Sale and Purchase is a binding contract to sell or buy real property in Florida. While different from other types of sale contracts, the AS IS residential contract protects the seller in many aspects. The As Is refers to the fact that the buyer […]
SOUTH FLORIDA LANDLORD TENANT LAWYERS All residential Landlord Tenant actions under landlord tenant law in Florida are governed by Florida Statutes Chapter §83. Landlord tenant law states that anytime a tenant is in default of the terms of the Lease, a written notice with seven days to cure the default is required from the Landlord. An […]
SOUTH FLORIDA LANDLORD TENANT LAWYERS All residential Landlord Tenant actions in Florida are governed by Florida Statutes Chapter §83. A security deposit is advance amounts paid by a tenant in the event there are any damages to the property once the landlord tenant residential lease is completed. Security deposits however carry with them very strict rules regarding 1. Timing of […]
SOUTH FLORIDA REAL ESTATE LAWYERS If you are financing and not aware of your closing costs, you may lose your deposit if your lender is not able to offer you the loan or financing. Or, if the property is in need of repairs, and you don’t have the correct inspection contingency, you may be on the hook. Are you […]