SOUTH FLORIDA REAL ESTATE LAWYERS

REAL ESTATE CONTRACT AND LEASE NEGOTIATION

A real estate contract is a legally binding document between two parties that binds the parties into certain terms and obligations.  Whether you are looking to buy, sell or lease residential or commercial property, you should always seek the services of an experienced real estate lawyer in Miami Dade County, to draft or negotiate a contract that addresses your particular needs.

Despite how important it is to have an attorney review your documents PRIOR to signing, many parties reach out to attorneys after they have already signed the real estate contract.  Buyers, sellers, tenants and landlords, whether residential or commercial, fail to contact a real estate attorney in Miami Dade County until the contract is already signed. Now, instead of giving advice as to how best protect the buyer, seller, tenant or landlord, we are usually being asked how can we now get them out of the problem.

At this point, a negotiation or litigation may become necessary in order to protect the buyers, sellers, landlord or tenants rights.  This is often a result of poor planning or the misconception that attorneys charge too much and therefore not feasible.  This is false.

On the contrary. It is less expensive to hire an attorney to draft a Residential Contract for Sale or Purchase or Residential Lease and represent you in the process, then it costs to hire one to then file or defend a litigation against you for nonperformance under the terms of the Real Estate Contract or Lease.

THE PROCESS OF NEGOTIATING A CONTRACT OR LEASE

By allowing an attorney to assist you to draft the contract, instead of just believing that all real estate contract and terms are standard in Florida, we can protect you every step of the way.  The best way to negotiate a contract is by hiring an experienced real estate lawyer in  Miami before entering into the transaction.  Even if you already hired a real estate attorney here is the basics to always consider when entering into a real estate contract:

  • Are the proper parties listed in the contract, with correct names
  • Are all the terms we spoke of addressed in the real estate contract or lease.  In Florida, only what is written, not the verbal or oral terms, will control the parties understanding.
  • Is the deal being financed?  If so, are the terms of the financing clear?
  • Who is going to hold the deposit?  Is the escrow agent a real estate lawyer who will not commingle the funds?
  • Is there a period of due diligence or inspections? Will you have enough time to hire a professional and obtain the report?

Always consult with a real estate attorney prior to entering into any real estate deal for purchase or landlord tenant residential lease.  A real estate attorney will analyze all options and bring our experience with prior issues we have encountered, to the table to protect you.

If you or anyone you k now is in need of legal assistance in a real estate contract or lease agreement in Miami Broward, Palm Beach or Monroe County, contact the Law Offices of Jacqueline Salcines today.

Attorney Salcines is:

  • A lawyer
  • An accountant
  • A realtor
  • A title agent

All these title in the real estate arena, for 17 years, allow us to put our experience to work for you.

Call us today for a free consultation. at  305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

SOUTH FLORIDA MORTGAGE AND DEBT SETTLEMENT LAWYERS

MORTGAGE DEBT SETTLEMENT IN FLORIDA

Many homeowners who have lines of credit or HELOC’s on their homes, in a second position after their first mortgage, are now in a position to settle the debt.  With so many properties still under water, that is, the mortgage balance owed on the first mortgage is greater then the value of the property, many lenders who hold lines of credits are more than willing to settle the amounts owed on the mortgage with the borrowers.

In order to have a successful negotiation and settlement wherein the result is the complete forgiveness of the debt owed on the line of credit, it is crucial to following certain steps in order to have the mortgage lender agree to accept a short payoff.

After years of  negotiating these line of credit mortgages for our clients, we are well versed in first obtaining a CMA or Comparative Market Analysis, crafting a correct hardship letter and sending the lender the documents they required.

This settlement is not a loan modification nor does it require the production of mountains and mountains of financial documents to the lender.

There is no required Request for Mortgage Assistance (RMA) nor loan modification applications required either.

Rather, we start with a demand and proposal letter and provide the documents we know the lender will request.  And from there, the negotiation often is resolved within 30 days.  Our extensive experience working with mortgage lenders  and borrowers places us in a position to extensively negotiate for you. So that you end up paying only a small portion of the debt.

Allow us to go to work for you and negotiate your Home Equity Line of Credit debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

EXPERIENCED DEBT SETTLEMENT ATTORNEY

CREDIT CARD DEBT SETTLEMENT AND NEGOTIATION ATTORNEYS

House and lawMounting Credit Card Debt and unsecured loans can be daunting.  Millions of people across the United States are faced with collection calls from creditors not knowing what to do to get rid of credit card debt. When creditors call, instead of speaking with them and committing to pay an amount, whereby admitting the credit card debt on a recorded line, the best defense is to hire an attorney to negotiate the credit card debt for you.

Often we can settle these accounts for pennies on the dollar depending on how long the borrower is behind, what amounts they have readily available in bank accounts and how collectible they are.

By preparing a Financial Worksheet to track the income and expenses of the borrower, we can analyze the best possible solution for credit card debt settlement. This is NOT debt consolidation. We don’t grab all your balances and negotiate an interest rate reduction. We negotiation the complete payoff balance of the credit card or unsecured debt in order to remove it completely from your unpaid bills.

Whether faced with

1.  Credit Card Balances

2.   Car balances after a repossession

3.   Unsecured debt or line of credit mortgage

4.  Private loans

5.  Mortgage balances

We can help. 

 

At the Law Offices of Jacqueline Salcines, PA, attorney Jacqueline Salcines, Esq. is well versed and knowledgeable in the area of debt settlement and negotiation. She has been practicing this area of law for over 17 years . Allow  us to protect our knowledge to work for you . The first consultation is always free of charge. 

Call us today 305 669 5280

Visit us today at WWW.Salcineslaw.com or 

Email attorney Jacqueline Salcines, Esq.  directly at J.Salcines@salcineslaw.com

THE FIRST CONSULTATION IS ALWAYS FREE OF CHARGE.

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FLORIDA 33146
TEL: 305 | 669 | 5280
DIRECT EMAIL:  J.SALCINES@SALCINESLAW.COM
 

EXPERIENCED LANDLORD/TENANT ATTORNEY

JACQUELINE A. SALCINES, ESQ.

House and lawAll residential Landlord Tenant actions in Florida are governed by Florida Statutes Chapter §83.  When a tenant stops paying the rent, the landlord is required to follow Florida Statutes Chapter 83 which sets forth the steps for collecting rent:

1.  Three Day Notice

2.   Filing of a lawsuit in eviction

3.   Serving the tenant with the 5-day summons and complaint

4.  Waiting for the tenant to answer or obtaining a default

5.  Enlisting the services of the Sheriff to execute the Writ of Possession

Many landlords believe that when a tenant vacates or has been evicted, they are entitled to retain the security deposit as a punishment or to recuperate lost rent.  This is absolutely false and against the law. Landlord Tenant law in Florida and Florida Statutes covering landlord tenant residential actions specifically require the Landlord to return the security deposit to the tenant by Certified Mail, at the last known address, within 30 days days of vacating the premises.  If the address has not been provided, then the property address will suffice. 

While some landlord tenant residential leases do permit it to be kept, of have liquidated damage clauses for early termination or abandonment, there are strict requirements under Florida Landlord Tenant law as to what steps a Landlord must follow if he or she intends to keep a portion of the security deposit, or all of it.  A statutory letter must be sent within the required time frame with an itemization of the exact amounts being kept and the reason for not returning it to the Tenant.

This letter is often never sent or if sent, the landlord writes it incorrectly. That is where the services of a knowledgeable landlord tenant lawyer come in.

 

At the Law Offices of Jacqueline Salcines, PA, attorney Jacqueline Salcines has been a practicing landlord/tenant law, real estate and litigation attorney for the past 17 years.  She is well versed in Landlord Tenant law and has given many pro-bono lectures and seminars on the topic, including  for legal aid.  Allow us to protect your interests, whether you are a landlord or a tenant.  The first consultation is always free of charge. 

Call us today 305 669 5280

Visit us today at WWW.Salcineslaw.com or 

Email attorney Jacqueline Salcines directly at J.Salcines@salcineslaw.com

THE FIRST CONSULTATION IS ALWAYS FREE OF CHARGE.

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FLORIDA 33146
TEL: 305 | 669 | 5280
DIRECT EMAIL:  J.SALCINES@SALCINESLAW.COM
 

SECOND MORTGAGE LOAN SETTLEMENT

LOSS MITIGATION DEBT SETTLEMENT ATTORNEYS

The Florida Legislative Foreclosure Act, while helping the banks out more than the borrowers, did one positive thing.  It limited the time period when a bank can go after a borrower for the balance of the mortgage after the foreclosure.  This is called the deficiency.

The end of 2016 and the beginning of 2017 has already witnessed the filing of  thousands of lawsuits in Florida against the homeowners to collect these deficiencies after the foreclosure or short sale.  Many, though are past the one year mark and therefore easily dismissed.

Lawsuits filed by Dyck O’Neal are on the rise.  Dyck O’Neal is a third party that has purchased loans or the ability to collect these deficiencies in bulk.  The Dyck O’Neal suits carry larger amounts then HR87 allows them to collect, which is the difference between the amount the property sold for and the fair market value at the time of the sale.

There are many defenses to these lawsuits brought by Dyck O’Neal, and other lenders,  for deficiency balances on the foreclosure.

At the Law Offices of Jacqueline Salcines, PA, attorney Jacqueline A. Salcines, Esq. is knowledgeable and has experience in defending these suits.  She has been protecting and defending homeowners and borrowers with their mortgage and real estate litigation needs for over 17 years.

Let our knowledge go to work for you in defending these suits.

In fact, class actions have already been filed alleging these suits are unlawful as against the Fair Debt Collection Practices Act.  Don’t be victim.

Let us protect your rights.

At the Law Offices of Jacqueline A. Salcines, PA, the attorney holds a dual degree in Law and Accounting, is a  realtor and has hosted many seminars and lectures on real estate and real estate law. Allow our experience to go to work for you

Call us today.   305.669.5280 Or visit us as  http://WWW.SALCINESLAW.COM

See why our business is built on referrals and for over 17 years, clients keep coming back and referring their family and friends. 


 

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

SOUTH FLORIDA REAL ESTATE AND BUSINESS LAW FIRM

At the Law Offices of Jacqueline A. Salcines PA we know that not all real estate transactions are the same. Not all business  deals require the same routine work.  Rather, they are all unique.  Experienced in the ins and outs of contract and transaction law, for over 17 years, Jacqueline A. Salcines, Esq. is both a real estate lawyer and accountant.  She has established herself as an industry leader in the area of real estate and business transaction providing sound legal advice and successful deals for her clients.

With a deep understanding of the rapidly evolving South Florida and International real estate market, and the legal arena, Jacqueline A. Salcines, Esq., with her team of attorneys and support staff have extensive knowledge and are well positioned to help with all aspects of real estate law and business law.

We are accomplished in the areas of real estate transactions, real estate litigation, commercial litigation including the following:

LITIGATION MATTERS

  • Contract Disputes
  • Commercial/Residential Landlord Tenant law
  • Escrow Disputes
  • Quiet Title Litigations
  • Partition / Division of Real Estate
  • Broker Disputes
  • Non-Compete Agreements

COMMERCIAL REAL ESTATE MATTERS

  • Buyer and Seller Representations
  • Asset Purchase Agreements
  • Contract Negotiation
  • Landlord/Tenant Contract Disputes and Negotiation of drafting of leases
  • Lien Mitigation
  • Assisting Investors with Due Diligence

Our Firm has skilled litigation attorneys for whenever you are either faced with a lawsuit or want to bring a suit to defense your rights.

We have been representing buyers and seller for over 17 years, in their real estate, business law and litigation needs.

Allow our experience to go to work for you

Call us today.   305.669.5280 Or visit us as  http://WWW.SALCINESLAW.COM

See why our business is built on referrals and for over 17 years, clients keep coming back and referring their family and friends. 


 

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

ABOGADOS PARA INVERSION INMOBILIARIA

 

Inversiones inmobiliarias en el estado de la Florida, especialmente en los condado Miami Dade, pueden ser complicado, y requieren sorporte de un abogado para manejar no solo la parte de escojer propiedades pero tambien facilitar la parte de titulo y cierre.

Extranjeros de todas partes del mundo incluyendo Colombia, Venezuela, Brazil, Argentina, China, y muchos mas, tienen ciertos requisitos para invertir en la compra de inmuebles en los Estados Unidos.  Ciertos impuestos y regulaciones el Estado y gobierno Federal tambien pueden afectar las compras y ventas.  Pero creando una corporacion LLC o otro tipo de estructura puede evitar impuestos como el FIRPTA tax del IRS.

Inicialmente, lo mas importante es contratar los servicios de un abogado que maneja casos de inmuebles.

En el bufete de Law Offices of Jacqueline A. Salcines, PA, el abogado Jacqueline Salcines no solo tiene 17 anos ejerciendo leyes, pero mas de 20 como contadora.  Con tanta experiencia manejandro compras y ventas de inmuebles, el abogado Jacqueline Salcines puede facilitar su compra o venta para que tenga la mayor ventaja.

Llamenos hoy para una consulta gratuita, para ver como nuestra experiencia lo puede ayudar a Usted.

 

Oficina 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146

TEL. 305 669 5280

DIRECT EMAIL: J.SALCINES@SALCINESLAW.COM

MIAMI REAL ESTATE LAWYER

RESIDENTIAL REAL ESTATE CLOSINGS

Over the past 17 YEARS, The Law Offices of Jacqueline A. Salcines, PA has represented buyers and sellers with regard to purchasing and selling real estate in Florida.  Whether a seasoned buyer purchasing for investment, primary residence or first time home buyers, we have represented thousands of clients in transactions involving real estate.

REAL ESTATE BUYER

As a real estate buyer, we are capable of guiding buyers through the entire purchase process and keeping our clients away from real estate pitfalls in which the unguided are prone to fall. Our firm is known for its detailed attention to each and every client we represent. In representing buyers, our primary goal is to make sure that you are fully educated as to what you are acquiring. This goes beyond the face of the home listing. To be certain that your investment is sound, you need an experienced attorney who can fully inform you of any defects, legal encumbrances, liens and other issues the property may have that are not apparent to the untrained eye.

As a buyer or seller of real estate utilizing our firm, you also have the added benefit of having attorney Jacqueline Salcines hold the dual title of Real Estate Attorney, Accountant and Title Agent. At the Law Offices of Jacqueline A. Salcines, PA we will assist you with all your title and closing needs. We have extensive experience and knowledge to assist all of your real estate need.

REAL ESTATE SELLER

As a seller of real estate, representation by a lawyer is equally important. Whether you need us to draft your contract, negotiate credits after inspection, or provide changes to the contract, as well as prepare seller docs for closing, we are here. We also prepare Mortgage and Promissory Notes as well as deeds for seller financing.  When Sellers close with us, they have one hundred percent peace of mind that they are getting full representation and the transaction will be a smoothe one.

Jacqueline Salcines, Esq. is experienced and ready to pursue or defend Real Estate Agent-Broker/Client disputes concerning:

  • Real Estate closing for residential
  • Real Estate closing for commercial
  • Seller representation and seller docs
  • Seller financing
  • Mortgage and note preparation
  • Title examination and title services
  • Lien Searches

Call or email us today for a free Consultation.

Jacqueline A. Salcines

Jacqueline A. Salcines, Esq.

TRUST  |   INTEGRITY   |  RESULTS

Law Offices of Jacqueline Salcines, P.A.

706 S. Dixie Highway

Second Floor

Coral Gables, FLorida 33146

Tel:  305  669  5280

Email:  J.Salcines@Salcineslaw.com

MIAMI DADE LOAN MODIFICATION

AND FORECLOSURE ATTORNEYS

Interest rates on the Making Home Affordable mortgage loan modifications have risen, where some borrowers are now facing hikes of 1% or 2%. A mortgage that was modified in 2009 under the Making Home Affordable Program and had a fixed interest rate of 2% in 2015, may now be at 3 or 4 % in 2017. With limited opportunities to refinance due to credit reporting problems due to the derogatory information for a mortgage loan default, borrowers are up against the wall. They may not have sufficient equity or credit rating to refinance and may not have equity to sell.  So what does a borrower do?

While the  Making Homes Affordable Program may have expired to submit a loan modification (the last date for submission was December 30, 2016 and has not been extended by the Trump or Obama Administration) programs still exist for loans modification if your mortgage is  owned by Fannie Mae, Freddie Mac, Veteran Affairs or the USDA.  Loan Modification Programs include interest rate reductions and often principal forgiveness.  Even if your loan is not Fannie Mae or Freddie Mac, your lender may still be willing to work with you.  Just not a loan modification under the Making Home Affordable Program unless it gets extended.

Lenders continue to be understandable and are allowing homeowners to enter into loan modifications and modify their mortgage and loans under these programs that continue to exist into 2017.

If you are facing a mortgage foreclosure due to inability to pay or a mortgage loan default, there are options for a loan modification.

At the Law Offices of Jacqueline A. Salcines, P.A., our lead real estate attorney brings over 17 years experience in the foreclosure, mortgage and real estate field as well as 22 in the accounting field. Ms. Salcines has been helping homeowners in foreclosure for over 10 years and is available by email to answer all your questions and concerns, without ever charging a consultation fee.

Call us today to set up an appointment to discuss your purchase or sale. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.SALCINES@SALCINESLAW.COM

 

House and lawTODO LOS CONTRATOS DE ARENDIMIENTO EN LA FLORIDA PARA RENTAR PROPIEDAD ESTA CONTROLADO  BAJO LAS PROVISIONES DE FLORIDA STATUTES CAPITULO §83.  DUENOS DE CASA, SI SE ENCUENTRAN CON UN INQUILINO QUE NO PAGA LA RENTA, TIENEN QUE CUMPLIR CON LAS LEYES Y NO PUEDEN TOMAR LA LEY DENTRO DE SUS PROPIAS MANOS.  ES DECIR, TIENEN QUE ENVIAR EL DOCUMENTO REQUERIDO NOMBRADO “THREE DAY NOTICE” AL INQUILINO PARA AVISAR DE LA RENTA QUE SE DEBE.  LOS REQUISITOS DE LOS THREE DAY NOTICES BAJO EL STATUTE §83.56 SON BIEN ESTRICTO.  SI EL THREE DAY NOTICE SE HACE INCORRECTAMENTE, TIENE QUE COMENZAR DE UN PRINCIPIO.

DESPUES DEL THREE DAY NOTICE SE MANDA LA DEMANDA DE DESAOLOJO QUE REQUIREN QUE EL INQUILINO DEPOSITE EN LA CORTE LA RENTA DENTRO DE 5 DIAS. SI NO LA DEPOSITAN, ENTONCES EL DUENO TIENE DERECHO GANAR EL CASO FRENTE EL JUEZ, OBTENER UN FALLO JUDICIAL CONTRA EL IINQUILINO AND CONTRATAR EL SHERIFF PARA QUE LOS QUITE CON UN WRIT OF POSSESSION.

LA LEY DE DESALOJO ES BIEN ESTRICTA Y LOS INQUILINOS SABEN COMO MANEJARLA BIEN PARA QUEDARSE LO MAS TIEMPO POSIBLE.

ES BUEN CONSEJO CONTRACTAR A UN ABOGADO PARA QUE LE MANEJE EL DESAOLOJO PARA QUE NO TENGA NINGUN ERROR O TIEMPO PERDIDO.

 

En las Oficinas de la abogada Jacqueline Salcines, PA, la abogada Jacqueline Salcines tiene mas de 16 anos ejerciendo ley de bienes raices y desalojo. Permita que nuestra experiencia sea utilizada para protejerlo a Usted.

 

Llamenos hoy 305 669 5280

O, visite nuestra pagina web  WWW.Salcineslaw.com or 

Correo electronico  Jacqueline Salcines directly at J.Salcines@salcineslaw.com

PRIMERA CONSULTA SIEMPRE ES GRATUITA

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FLORIDA 33146
TEL: 305 | 669 | 5280
DIRECT EMAIL:  J.SALCINES@SALCINESLAW.COM