MIAMI REAL ESTATE CONTRACT LAWYER

SOUTH FLORIDA REAL ESTATE ATTORNEYS

PROTECTING YOUR INTERESTS

IN A REAL ESTATE TRANSACTION

Property values and real estate sales in South Florida and across almost all parts of the country  are thriving.  However, with so few properties on the market, buyers are scrambling to still find deals, while sellers want the most bang for their buck.  Negotiating savvy deals has become a crucial part of the real estate transaction more than ever. And getting a Contract for Sale and Purchase is only the beginning of the equation.

Financing often falls through. Negotiations can reach an impasse.  Appraisals and inspections may not come out as anticipated and expected.   And the business deal may just not turn out as planned.

At the Law Offices of Jacqueline A. Salcines, P.A., our lead attorney brings extensive knowledge and expertise in the field of negotiating contract and disputes.   We are here to help iron out issues and move the transaction from conflict to the closing table. We employ market knowledge, extensive litigation experience,  contract and statutory knowledge, and take proactive and calculated measures to protect our clients. Our knowhow in drafting  contracts as well as negotiating them when they don’t go as planned, is what sets us apart.

With prompt intervention to resolve disputes amicably, without the need to litigate,  we are here to get sellers and buyers to the result anticipated when signing the contract.

We bring our 15 years of experience in the following areas:

Commercial and Residential Real Estate Closings

Home Refinance and Loan Settlement Services

Condominium Purchases and Sales

REO Purchases

FIRPTA Implications at Closing

1031 Tax-Deferred Exchanges

Drafting and Negotiating Purchase Contracts

Short Sales and Foreclosure Defense

Lease Agreement

Removal of Tenants for Closings

For more than 15 years, Jacqueline Salcines has been practicing law with the need of her clients first.  Upon calling the firm you get the feel of how the client is our first priority.  We are here to help you with your purchase or sale and do so with hands-on legal experience.

Jacqueline Salcines, Esq. has been an accountant for over 20 years and an attorney for over 15  years.  She brings her knowledge and experience to every real estate transaction.  Let us go to work for  you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
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SAVE MONEY WHEN YOU REFINANCE YOUR MORTGAGE

FLORIDA REAL ESTATE ATTORNEYS

PROTECTING YOUR INTERESTS WHEN REFINANCING

Property values in South Florida and across almost all parts of the country have finally recuperated and are thriving.  With homes back into positive equity, now is the time to refinance.  Interest rates continue to rise, up almost half a point from the same time last  year.  And with many borrowers just above water, refinancing is playing a large part of the mortgage arena today.

But, borrower beware.  Don’t get scammed when you refinance. Many title companies and sadly attorneys alike, will not advise borrowers that they are eligible for a large discount on their title insurance (a requirement when they refinance with a lender).  It is  called a “REISSUE CREDIT” and what it means is that you do not need to pay your entitle insurance policy again. Rather, you are entitled to a credit if you have your prior Owner’s Policy and are the same owner and the policy is no more than three years old.

THIS AMOUNTS TO THOUSANDS OF DOLLARS IN CLOSING COSTS SAVINGS.

Also, when you approach a lender to refinance, ask to use your own title company.

Don’t be forced into using the bank’s, who can tack on additional fees and costs, that the bank doesn’t want to pay, to you.

If you are refinancing, purchasing a home and obtaining a new mortgage, or looking to modify, call us. At the Law Offices of Jacqueline A. Salcines, P.A. we are experienced attorneys and accountants, holding dual degrees to better serve you and your real estate needs.  Allow us to put our knowledge and experience to work for you.

Without an attorney by your side, you may be paying more than you have to in closing costs.

Ask for a free estimate of costs, or a pre-HUD when you select an attorney to represent you. There is no charge for this and you will get an accurate picture of what you need to pay at closing.

 

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
EMAIL: J.SALCINES@SALCINESLAW
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ASK A LAWYER FOR FREE

 FLORIDA REAL ESTATE AND FORECLOSURE ATTORNEYS

Salcines064

If you have a  real estate, foreclosure, landlord tenant question, you can ask a lawyer for free.  At the Law Offices of Jacqueline Salcines, P.A. as an experienced real estate lawyer and accountant, with over 15 years experience, I am here to help the community.  I offer free consultations any time of the day and can put your mind at ease regarding your legal situation.

 

Whether you are buying or selling real estate, have a foreclosure or deficiency lawsuit, are a landlord or tenant facing eviction, or getting your feet wet for the first time in the foreclosureauctions.com site and want a title search, I am a phone call or email away.

For the past 15 years, consultations are always free.  Whether in person or over the phone, feel free to call me.  (305) 669-5280 or email me with your questions J.Salcines@Salcineslaw.com  I am here to help!

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
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MORTGAGE DEFICIENCY LAWSUITS ON THE RISE

 FLORIDA FORECLOSURE ATTORNEYS

BankruptcyThe slow down of short sales has left many borrowers facing collection and suits for deficiencies that were not wiped out or waived in a short sale.  In a short sale, the bank agrees to accept less than the amount required to pay off your mortgage.  In the majority of the short sales, and when negotiated properly, the lender waives the deficiency  or the right to go after the borrower for the portion of the mortgage written off or forgiven.  In fact, short sales of primary residences require, under the Fair Debt Collection Practices Act, that all short sale lenders waive their deficiency and 1099-C penalties for the borrower.

What many borrowers and home owners do not know, is that the real estate attorney/title agent that is negotiating the short sale on your behalf, is responsible for negotiating these terms for you. And often, they are not knowledgeable on the law or do not know what is required of the lender.

Short sale approval letters that do not mention the waiver of deficiency or reserve the lender’s right to collect the balance, puts borrowers in jeopardy. The bank has one year to collect the balance and they are doing so more than ever. Particularly, Private Mortgage Insurance companies that have suffered tons of thousands of dollars in losses, paying off the lenders.

If you were the victim of a botched short sale, or have a collection company or lender trying to collect the deficiency against you, it is imperative that you seek the services and counsel of an attorney to represent you.  A lawsuit not answered may result in garnishment of wages, levying of assets and other manners for the bank to collect.

At the Law Offices of Jacqueline A. Salcines, P.A., Jacqueline Salcines, Esq. is both a real estate lawyer and accountant  with extensive experience negotiating sums due with lenders, often settling for pennies on the dollar.

Meet with our real estate attorney today and put us to work for you.  The first consultation is always free of charge.  Or email attorney Jacqueline Salcines directly your real estate question at J.Salcines@salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
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MAY PENDING HOME SALES MARK A NINE-YEAR HIGH

 FLORIDA REAL ESTATE and TITLE ATTORNEYS

Hand with a house key. The National Association of Realtors said Monday that its pending home sales index rose 0.9 percent to 112.6 last month. That is an increase over the past 12 months of 10.4 percent, which places the sales at just below the April 2006 level, right before the market collapsed.

Market indicators such as steady job growth, low interest rats and a steady economy have all resulted in a steady climb in the real estate market to a nine year high

Additionally, foreign nationals continue to inundate our real estate market looking for safe havens to invest their money, rather than in their own countries.

All these indicators point towards a continued healthy real estate market in the Southeast.

Whether you are buying real estate, selling real estate, require a title agent or real estate tax advice, Attorney and Accountant Jacqueline Salcines, Esq.  is here to assist.

At Jacqueline Salcines, PA we are both real estate lawyers and accountants  with extensive experience representing buyers  and sellers in all their real estate property needs in Florida.

Meet with our real estate attorney today and put us to work for you.  The first consultation is always free of charge.  Or email attorney Jacqueline Salcines directly your real estate question at J.Salcines@salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
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MIAMI HOME PRICES GROW IN APRIL BUT SLOW DOWN EVIDENT

 FLORIDA REAL ESTATE and TITLE ATTORNEYS

S&P Graph For the first time since 2014, Miami’s growing home prices have slowed.  Between March and April, the metropolitan area saw an 0.9 percent increase in prices, marking a 0.1 percent drop in growth compare to February.

Although the figure may not seem very remarkable, it is significant as it could signal that a flattening or decreasing in prices is forthcoming.

David M. Blitzer, managing director of S&P Dow Jones wrote in a report last month that “Home prices continue to rise across the country, but the pace is not accelerating” “Recent housing data is positive. Sales of new and existing homes are rising in recent reports and construction of new homes enjoyed strong gains in May”.  The graph above shows the growth in home prices as per S&P/Case Hiller Home Prices Indices.

Based on this assessment, the time to buy or sell is now, before prices radically modify.

If you are  seeking to purchase property or sell your property, contact us today.  We are a fully staffed real estate law firm/accountant and title company.  We are here to help

Whether you are just entering into the Contract for Sale or already in a binding contract,  do not go it alone.  Hiring the services of an attorney makes all the difference in meeting deadlines and obtaining a contract for Sale and Purchase with the best possible terms for you.

At Jacqueline Salcines, PA we are both real estate lawyers and accountants  with extensive experience representing buyers  and sellers in their real estate property needs in Florida.  As an attorney, accountant and title agent for Old Republic National Title Insurance, Inc., we provide a complete array of closing services.  Consult with attorney Jacqueline Salcines, PA today with regard to:

  • Review of Contract for Sale and Purchase
  • Review of Contract Addendums
  • Review of Condominium Riders
  • Title search and examination
  • Lien letters
  • Incorporation for purchase
  • Quit Claim Deeds
  • Tax implications on purchase
  • Survey requests
  • Estoppel requests
  • Lien negotiation
  • IRS/Federal tax lien on property negotiations
  • Seller docs
  • Preparation of Purchase Money Mortgages and Notes

Meet with our real estate attorney today and put us to work for you.  The first consultation is always free of charge.  Or email attorney Jacqueline Salcines directly your real estate question at J.Salcines@salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
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VETERAN SPOUSES IN SAME SEX MARRIAGES NOW ELIGIBLE FOR HOME LOAN BENEFITS

 FLORIDA REAL ESTATE and TITLE ATTORNEYS

Following the recent  U.S. Supreme Court decision legalizing same sex marriage nationwide, the Department of Veteran Affairs (VA) has announced that it will offer homeloans and other benefits to the spouses and children of same sex veterans.  This is an incredible milestone since up to now only spouses of opposite sex enjoyed VA benefits.

The VA’s quick action to implement this rule comes on the heels of interest rates rising so it  is working diligently to make sure that the VA is in compliance before rates hike up any further.

If you are  seeking to purchase property or obtain a refinance, contact us today.  We are fully knowledgeable in all VA programs and work closely with your mortgage lender to obtain the best possible deal for you, at the lowest cost.

Whether you are just entering into the Contract for Sale or already in a binding contract,  do not go it alone.  Hiring the services of an attorney makes all the difference in meeting deadlines and obtaining a contract for Sale and Purchase with the best possible terms for you.

At Jacqueline Salcines, PA we are both real estate lawyers and accountants  with extensive experience representing buyers  and sellers in their real estate property needs in Florida.  As an attorney, accountant and title agent for Old Republic National Title Insurance, Inc., we provide a complete array of closing services.  Consult with attorney Jacqueline Salcines, PA today with regard to:

  • Review of Contract for Sale and Purchase
  • Review of Contract Addendums
  • Review of Condominium Riders
  • Title search and examination
  • Lien letters
  • Incorporation for purchase
  • Quit Claim Deeds
  • Tax implications on purchase
  • Survey requests
  • Estoppel requests
  • Lien negotiation
  • IRS/Federal tax lien on property negotiations
  • Seller docs
  • Preparation of Purchase Money Mortgages and Notes

Meet with our real estate attorney today and put us to work for you.  The first consultation is always free of charge.  Or email attorney Jacqueline Salcines directly your real estate question at J.Salcines@salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
EMAIL: J.SALCINES@SALCINESLAW.COM
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FREE ATTORNEY TITLE SERVICES

 FLORIDA REAL ESTATE and TITLE ATTORNEYS

Got your attention!  When we hear the word free, particularly when associated with attorneys, a consumer may feel that they are getting discounted or less than stellar service. After all, why would an attorney or any professional discount their own time or services.  Yet, ironically enough, many sellers do not bother to enlist the services of a real estate attorney to assist them with the sale of their property.  Often, until its too late. They feel there is no need or the buyers title company can take care of their side of the transaction, and what the seller doesn’t know is that they will end up paying the same or perhaps more for the same services.  And, the title company charging them does not represent them, only the buyer. And if something goes wrong, the title company is not on their side protecting the seller, but rather looking out for the interests of the buyer.

Just this week alone I have had sellers come to my office, days before closing to hire me to fix issues with the closing that is not going to take place.  Here are just some of the new clients that have retained this week with the following closing issues:

  • Title issues that the title company will not take care of.
  • A past due balance with the association that the title company is not willing to negotiate
  • A federal tax lien that has been paid off and the title company refuses to acknowledge it
  • A buyer that keeps pushing the closing up and refuses to close
  • A deposit that nobody is holding and nobody can find
  • The transaction closed and seller did not get their proceeds
  • The transaction closed and sellers mortgage was not paid off as required

Whether you are just entering into the Contract for Sale or already in a binding contract,  do not go it alone.  Hiring the services of an attorney makes all the difference in meeting deadlines and obtaining a contract for Sale and Purchase with the best possible terms for you.

At Jacqueline Salcines, PA we are both real estate lawyers and accountants  with extensive experience representing buyers  and sellers in their real estate property needs in Florida.  As an attorney, accountant and title agent for Old Republic National Title Insurance, Inc., we provide a complete array of closing services.  Consult with attorney Jacqueline Salcines, PA today with regard to:

  • Review of Contract for Sale and Purchase
  • Review of Contract Addendums
  • Review of Condominium Riders
  • Title search and examination
  • Lien letters
  • Incorporation for purchase
  • Quit Claim Deeds
  • Tax implications on purchase
  • Survey requests
  • Estoppel requests
  • Lien negotiation
  • IRS/Federal tax lien on property negotiations
  • Seller docs
  • Preparation of Purchase Money Mortgages and Notes

Meet with our real estate attorney today and put us to work for you.  The first consultation is always free of charge.  Or email attorney Jacqueline Salcines directly your real estate question at J.Salcines@salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
EMAIL: J.SALCINES@SALCINESLAW.COM
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MORTGAGE RATES UP TO AVERAGE 4.02%

SOUTH FLORIDA REAL ESTATE ATTORNEY

BUYING A HOME?  30 year mortgage rates are up across the country to an average of 4.02%.

Government research reveals that steady job growth over the past year has lifted the housing market making home sales surge.  A year ago, the average on a 30-year fixed mortgage was 4.14 percent and on a 15-year mortgage 3.22 percent.

The South Florida real estate market continues to improve with average sales increasing as well, as reported by numerous housing experts.

What does rate increases mean for buyers or sellers?  That less buyers may qualify when the mortgage payments are higher, and sellers may need to lower their prices to get a qualified buyer.  Cash sales are down as well, indicating that more and more borrowers are choosing financing of their purchases and foreign investors looking for distressed or well priced deals, are disappearing.

Whether buying or selling, consult with a real estate attorney/title agent today.  We can review your Good Faith Estimate supplied by your lender of choosing to see whether rates and fees are compatible with the industry.

And we protect you along every step of the transaction.

WHETHER you are buying or selling a home, the earliest you involve an attorney, the better.  Since you will need to enter into a contract from the get go, only an attorney can provide sound legal advice as to any contract contingencies.

When hiring an attorney to handle your closing, you get informed of your rights, and counsel every step of the way.

Without an attorney by your side, you may face legal consequences before or after closing.  You could be facing a breach of contract lawsuit or other type of lawsuit based on your lack of understanding of the contract and your obligations.

PEACE OF MIND

The choice is yours.  You can either hire an attorney  that is a title agent or a non-lawyer title agency to handle your title insurance and closing needs.

The cost of closing with an attorney is the same as a non-attorney agent.

However, expect to pay more when you use a title company as they have staff and other processors you have to pay for.  As opposed to an attorney.

Ask for a free estimate of costs, or a pre-HUD when you select an attorney to represent you. There is no charge for this and you will get an accurate picture of what you need to pay at closing.

At the Law Offices of Jacqueline A. Salcines, P.A., attorney Jacqueline Salcines, is a  real estate attorneys and accountant, holding dual degrees to better serve you and your real estate needs.  Allow us to put our knowledge and experience to work for you.

If you are buying or selling real estate, call us today to see how we can help you.

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
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HIRING A REAL ESTATE ATTORNEY TO HANDLE YOUR REAL ESTATE CLOSING

 FLORIDA REAL ESTATE ATTORNEYS

Whether you are buying or selling property in Florida, do not go it alone.  Hiring the services of an attorney makes all the difference in meeting deadlines and obtaining a contract for Sale and Purchase with the best possible terms for you.

At Jacqueline Salcines, PA we are both real estate lawyers and accountants  with extensive experience representing buyers  and sellers in their real estate property needs in Florida.  As an attorney, accountant and title agent for Old Republic National Title Insurance, Inc., we provide a complete array of closing services.  Consult with attorney Jacqueline Salcines, PA today with regard to:

  • Review of Contract for Sale and Purchase
  • Review of Contract Addendums
  • Review of Condominium Riders
  • Title search and examination
  • Lien letters
  • Incorporation for purchase
  • Quit Claim Deeds
  • Tax implications on purchase
  • Survey requests
  • Estoppel requests
  • Lien negotiation
  • IRS/Federal tax lien on property negotiations
  • Seller docs
  • Preparation of Purchase Money Mortgages and Notes

Meet with our real estate attorney today and put us to work for you.  The first consultation is always free of charge.  Or email attorney Jacqueline Salcines directly your real estate question at J.Salcines@salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
EMAIL: J.SALCINES@SALCINESLAW.COM
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