REAL ESTATE, TITLE AND ESCROW SERVICES

SOUTH FLORIDA REAL ESTATE LAWYERS

REAL ESTATE, TITLE AND ESCROW SERVICES

Since opening our doors over 18 years ago, JACQUELINE A. SALCINES, P.A. has been performing real estate closings, both residential and commercial, offering full title services, as well as escrow services.  Representing clients from all over the world, we deliver the highest level of personal services to both buyer and sellers, as well as our real estate and banking partners.

WHY CHOOSE US?  With our state of the art digital platform, including electronic recording and digital hosting, there is no geographical limit to the clients we can serve.  Moreover, as an accountant, there is no need for foreign clients to have to enlist or contract the services of an outside CPA or accountant to provide advice or services related to FIRPTA or taxes.  “We handle the real estate transaction from contract to closing, and everything in between.”

Offering the following services, we are conveniently located in Coral Gables and here to serve our clients around the clock:

  1. Contract preparation and review;
  2. Lien searches;
  3. Title search, examination and title agent services;
  4. Escrow services;
  5. Closing services;
  6. Survey requests;
  7. Association matters;
  8. Probate and Estate filings;
  9. Business incorporations including  LLC, INC and other business formations related to closing;
  10. FIRPTA services;
  11. 1031 Exchange services;
  12. Lien negotiation and resolution
  13. Landlord/tenant matters regarding removal of tenants for closings.

Attorney Jacqueline A. Salcines, founding partner and chief operating officer, has been practicing law since 1999, has her Juris Doctorate degree in Law from the University of Miami School of Law, her Accounting Degree from the University of Miami School of Business Administration,  and is also a licensed real estate broker.  With broad experience with both transactional and general civil litigation, her extensive knowledge in real estate and business has allowed us to assist clients for over 18 years in Miami Dade, Broward, Palm Beach and Monroe Counties.

Allow us to put our experience to work for you.

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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How to Settle a Dyck O’Neal collection suit

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

Clients and potential clients inundated my office with lawsuits and collection letters from Dyck O’Neal.  When I take calls from potential clients they always ask is this letter from Dyck O’Neal legitimate?  Is this a legitimate lawsuit?  A legitimate collection letter?  While not ALL lawsuits and collection efforts from Dyck O’Neal are collectible, Dyck O’Neal is a legitimate company and when they sue, the debt is real.

Dyck O’Neal acquired many loans and deficiency judgments all over Florida and the nation and are now scrambling to collect on them, particularly since Florida has a statute of limitations on deficiency judgment and how long they can be collected.

At the Law Offices of Jacqueline A. Salcines PA we start by investigating the debt, the statute of limitations, Florida law, and the collection practices of the creditor to see if there are any violations of the Fair Debt Collection Practices Act.

Once all this is examined closely by attorney Jacqueline A. Salcines, Esq., many suits will either go away or be dismissed.  Others will remain collectable and in those cases, we can defend you in court in order to obtain the most favorable settlement for you.  Often, this settlement is for pennies on the dollar, since Dyck O’Neal purchases the debt at a discount.

You do not have to file for bankruptcy in order to get out of this Dyck O’Neal debt.

Plus, once you hire an attorney, there are countless ways to get creditors to leave you alone. Merely by hiring us, debt collectors and collection agencies are no longer legally able to contact you.

At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their debt settlement solutions  for over 18 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.

About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 18 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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FEMA FORECLOSURE MORATORIUM FOR FLORIDA

FLORIDA REAL ESTATE ATTORNEYS

Hands - Holding HouseFlorida homeowners facing foreclosures may be able to obtain a 90 day reprieve or stalling on their case due to Hurricane Irma. Florida and Puerto Rico residents in disaster designated areas can obtain what is called or referred to as a “moratorium” on their foreclosure and forbearance on foreclosure proceedings.  However, the 90 day moratorium does not apply to ALL loans or ALL counties.  Certain restrictions for the government assistance apply for example, to FHA insured home mortgages.

Moreover, the county must be designated as eligible  As of the writing of this article, the following counties were eligible: Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Duval, Flagler, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Union, Volusia.

If you have a pending foreclosure, foreclosure sale or foreclosure trial, you may be eligible to hire us to file a Motion to have the moratorium stop your case for the 90 days in order for you to recover.

Call us today.

Florida residents may also call their  recovery assistance representatives to see if they are eligible.  This information can be found by visiting  http://www.hud.gov and http://espanol.hud.gov.

Also, Florida has two HUD Field Offices:

Jacksonville Office
Charles E. Bennett Federal Building
400 W. Bay Street, Suite 1015
Jacksonville, FL 32202
Phone: (904) 232-2627
Fax: (904) 232-3759
Office Hours: 8:00 a.m. to 4:30 p.m. Monday through Friday

Miami Office
Brickell Plaza Federal Building
909 SE First Avenue,
Room 500
Miami, FL 33131-3028
Phone: (305)536-4456
Fax: (305) 536-5765
TTY: (305) 536-4743
Office Hours: 8:00 a.m. to 4:30 p.m. Monday through Friday

 

Call us today for a free no obligation consultation.

Law Offices of Jacqueline Salcines, PA

706 S. Dixie Highway

Second FL

Coral Gables, Florida 33146

Tel.  305  669  5280

Email: J.Salcines@Salcineslaw.com

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HURRICANE IRMA AND SOUTH FLORIDA REAL ESTATE

SOUTH FLORIDA REAL ESTATE LAWYERS

jacqueline-a-salcines-consultation Early reports are optimistic about the state of South Florida real estate after Hurricane Irma. Though the bulk of the damage was trees and downed power lines, new construction, condominiums, and luxury homes, did not see much in the way of property loss or destruction.  While it is sad to see Miami with all its downed trees, and beautiful foliage and landscaping down, all of us know now what really matters and that Florida, particularly Miami always rebuilds. 

Many buyers and sellers who were under contract before the storm held their breath to see what would happen. And luckily, not much did. 

Those sellers that did have property damage need to consult with an attorney to see whether they are responsible for correcting the issues, making an insurance claim or necessary repairs, or advising the buyer to take the property “As Is”.

Hurricane Irma also affected insurance binders, and did not permit those that were ready to close the opportunity to close, since insurance could not be bound before or after the storm.  Hopefully things will get back to normal soon, after Hurricane Irma, and Hurricane Maria, and Miami will once again partake in the flourishing real estate market that it has always been.

If you are a buyer, or seller, and require the services of a real estate lawyer, contact us.  With over 17 years experience, we are well versed in Real estate contracts, As Is residential contracts for Sale and Purchase, Force Majeure and how Acts of God affect real estate contracts, as well as inspections and interpreting reports, as well as negotiating concessions between buyer and seller.  

Whether you are about to sign a contract and need legal representation or your contract reviewed, we are here to help.

We offer a free legal consultation regarding your real estate contract, purchase or sale.

With over 17 years experience practicing real estate law, and holding dual licenses of both lawyer, realtor and accountant,  allow attorney Jacqueline A. Salcines to guide you.

We are a full service title company and handle closings from beginning to end.

Practice Areas

  • Real Estate Closings
  • Title Insurance
  • Contract Law
  • Real Estate Litigation
  • Short Sales
  • Debt Settlements
  • Negotiations

Contact the Law Offices of Jacqueline A. Salcines, PA today at (305) 669-5280 to schedule your legal consultation.

The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines  has been handling all types of real estate problems for 17 years. If you have an issue with a contract, title insurance, tax deeds, quiet title or any real estate issue, contact our probate and real estate attorney!

 Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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BUYING CASH OR FINANCING MIAMI REAL ESTATE

SOUTH FLORIDA REAL ESTATE LAWYERS

jacqueline-a-salcines-consultation While cash buyers are much the norm nowadays, there is always a hesitant buyer that questions whether purchasing a property ALL CASH is the best way to go.  Or, if financing, even if you have the cash, is the better alternatives.

There are many pros and cons to each scenario.  Purchasing cash allows a real estate buyer  to avoid interest payments, closing fees, taxes on the purchase including intangible and documentary stamp taxes as well as avoids the necessity for bank imposed insurance requirements. However, tying up all your cash in real estate may not be the best investment for some.

Those real estate buyers that are able to give a significant down payment, 20 percent or more, and finance their deals, are able to put their money into additional real estate investments, or save for emergencies.  Moreover, a mortgage on a property often protects against judgment creditors and provides other protections.

 

If you have questions or concerns regarding purchasing cash or financing, it is always best to consult with an attorney to represent you.   With over 17 years experience, we are well versed in Real estate contracts, As Is residential contracts for Sale and Purchase, Force Majeure and how Acts of God affect real estate contracts, as well as inspections and interpreting reports, as well as negotiating concessions between buyer and seller.  

Whether you are about to sign a contract and need legal representation or your contract reviewed, we are here to help.

We offer a free legal consultation regarding your real estate contract, purchase or sale.

With over 17 years experience practicing real estate law, and holding dual licenses of both lawyer, realtor and accountant,  allow attorney Jacqueline A. Salcines to guide you.

We are a full service title company and handle closings from beginning to end.

Practice Areas

  • Real Estate Closings
  • Title Insurance
  • Lien Searches
  • Inspection report review and negotiations
  • Contract Law and review of Real Estate Contracts
  • Escrow law
  • Real Estate Litigation

Contact the Law Offices of Jacqueline A. Salcines, PA today at (305) 669-5280 to schedule your legal consultation.

The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines  has been handling all types of real estate transactions for over 17 years.

 Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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WAGE GARNISHMENT AND HOW TO STOP THEM TO SETTLE CREDIT CARD DEBT

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

You do not have to file for bankruptcy in order to get out of debt.

If you were recently sued for credit card debt and the bank or credit card company obtained a judgment against you, the next step may be to garnish your wages.

Once a judgment is entered in favor of the creditor, they have different options available to them to collect on the judgment, which is good for 7 years and renewable twice. Which means that a judgment can last for over 20 years.

A wage garnishment allows the judgment creditor to take up to 25% of your income, on every single paycheck to satisfy the debt.  The judgment will go incurring interest at the yearly rate permissible  by law and therefore, the garnishment could last for many years depending on the amount of debt.

Florida law permits however many borrowers to stop garnishments.  Florida law allows for certain exemptions, such as

  • Head of household

If you are the primary bread winner for the home and have dependents that rely on you for over 50% of their care, then your wages may be exempt from garnishment.

This requires a hearing on the Motion to Quash the Writ of Garnishment and evidence presented to the Judge to show you are head of household.

Many other exemptions exist in order to avoid a garnishment.

At the Law Offices of Jacqueline A. Salcines, we have been helping borrowers and stopping writs of garnishments for over 18 years.  Once the garnishment is stopped, we can work to negotiate the forgiveness of debt with each creditor separately so that the creditor does not try other means to collect on the judgment.

There is no need to file for bankruptcy.

 

At the Law Offices of Jacqueline Salcines, PA, our attorneys have over 18 years experience and extensive  knowledge on settling debt, defending lawsuits involving the collection of debt, and getting borrowers back on their feet, without the necessity of filing for bankruptcy.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.

About the Author:

Jacqueline A. Salcines, Esq. is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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SHOULD YOU USE DEBT SETTLEMENT COMPANIES ?

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

If you are facing insurmountable debt, be it from a credit card, a HELOC Home equity line of credit loan, student loans, or other debt, you have probably thought about filing for bankruptcy?  You have probably thought you have no options.  But, there are options. And Many of them do not involve filing bankruptcy or ruining your credit further.  What is the difference between debt consolidation and debt settlement?

Debt consolidation often involves a licensed company that gathers all your credit card debt and bundles it all together. Then the debt consolidation works with the different creditors to lower your interest rate with each creditor.  Once complete, the borrower pays the consolidation company a monthly amount which includes the monthly fee to the consolidation company for their services, plus the monthly amounts to each creditor.  Paying off the debt could last between 15 to 20 years since the balance is not forgiven.  Rather, the interest rate and late fees are negotiated down.

At the Law Offices of Jacqueline A. Salcines, we engage in debt settlement.  We negotiate the forgiveness of debt with each creditor separately. That means, if you owe one creditor $20,000. we work closely with that creditor to negotiate the payment of the balance due for pennies on the dollar. We work closely with our client in order to preset the most beneficial financial worksheet possible to put you in the best position to negotiate.  Then we get your debt cancelled with either a lump sum payment or payment plan.  This is immediate and the debt is cancelled instead of leaving you with 15 to 20 years of payment

You do not have to file for bankruptcy in order to get out of debt.  New programs exist for mortgage modifications as well as for debt settlement to wipe away credit card debt.

At The Law Offices of Jacqueline A. Salcines, PA, we can assist to Stop debt collectors and:

  1. Negotiate complete payoff of your debt for pennies on the dollar;
  2. Defend your foreclosure suit and negotiate HELOC balances for pennies on the dollar;
  3. Negotiate deficiency lawsuit balance;
  4. Defend credit card collection lawsuits and negotiate with the bank’s attorney in the same case;
  5. Stop garnishments of wages and negotiate sums due.

At the Law Offices of Jacqueline Salcines, PA, our attorneys have over 18 years experience and extensive  knowledge on settling debt, defending lawsuits involving the collection of debt, and getting borrowers back on their feet, without the necessity of filing for bankruptcy.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.

About the Author:

Jacqueline A. Salcines, Esq. is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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Debt negotiation or debt consolidation?

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

Often times I get calls from potential clients asking me whether my firm engages in debt consolidation.  Many borrowers facing credit card and mortgage debt do not know the difference between debt consolidation and debt settlement.

Debt consolidation often involves a licensed company that gathers all your credit card debt and bundles it all together. Then the debt consolidation works with the different creditors to lower your interest rate with each creditor.  Once complete, the borrower pays the consolidation company a monthly amount which includes the monthly fee to the consolidation company for their services, plus the monthly amounts to each creditor.  Paying off the debt could last between 15 to 20 years since the balance is not forgiven.  Rather, the interest rate and late fees are negotiated down.

At the Law Offices of Jacqueline A. Salcines, we engage in debt settlement.  We negotiate the forgiveness of debt with each creditor separately. That means, if you owe one creditor $20,000. we work closely with that creditor to negotiate the payment of the balance due for pennies on the dollar. We work closely with our client in order to preset the most beneficial financial worksheet possible to put you in the best position to negotiate.  Then we get your debt cancelled with either a lump sum payment or payment plan.  This is immediate and the debt is cancelled instead of leaving you with 15 to 20 years of payment

You do not have to file for bankruptcy in order to get out of debt.  New programs exist for mortgage modifications as well as for debt settlement to wipe away credit card debt.

At The Law Offices of Jacqueline A. Salcines, PA, we can assist to Stop debt collectors and:

  1. Negotiate complete payoff of your debt for pennies on the dollar;
  2. Defend your foreclosure suit and negotiate HELOC balances for pennies on the dollar;
  3. Negotiate deficiency lawsuit balance;
  4. Defend credit card collection lawsuits and negotiate with the bank’s attorney in the same case;
  5. Stop garnishments of wages and negotiate sums due.

At the Law Offices of Jacqueline Salcines, PA, our attorneys have over 18 years experience and extensive  knowledge on settling debt, defending lawsuits involving the collection of debt, and getting borrowers back on their feet, without the necessity of filing for bankruptcy.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.

About the Author:

Jacqueline A. Salcines, Esq. is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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How can you stop creditors from harassing you?

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

Even if you are already in foreclosure, it is not too late to contact u s

If you are a debtor in South Florida and struggling to pay a large amount of credit card or mortgage debt, you are not alone.  On the heels of the foreclosure crisis, many debtors had to either stop paying their mortgages, their credit card debt, or both.  Florida residents facing the threat of harassing calls from collection agencies sometimes face uncertain times.  However, at the Law Offices of Jacqueline A. Salcines, PA we want to provide you with all the information possible to stop the harassing calls, stop the debt collectors, and settle this debt.

You do not have to file for bankruptcy in order to get out of debt.  New programs exist for mortgage modifications as well as for debt settlement to wipe away credit card debt.

Plus, once you hire an attorney, there are countless ways to get creditors to leave you alone. Merely by hiring us, debt collectors and collection agencies are no longer legally able to contact you.

At The Law Offices of Jacqueline A. Salcines, PA, we can assist to Stop debt collectors from:

  1. initiating foreclosure actions
  2. starting collections lawsuits
  3. starting garnishments

 

Even if you are already in foreclosure, it is not too late to contact us.   At the Law Offices of Jacqueline Salcines, PA comes in, our attorneys have extensive  knowledge on settling debts, fighting foreclosure and debt collection lawsuits and getting rid of these harassing creditors.  Plus, we can settle your debt for pennies on the dollar.

At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their debt settlement solutions  for over 17 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.

About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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Dyck O’Neal lawsuits on the rise in Florida

DYCK O’ NEAL SUITS

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DYCK O’NEAL LAWSUITS FOR FORECLOSURE MORTGAGE DEFICIENCY BALANCES

DEBT SETTLEMENT ATTORNEYS

Dyck O’Neal, a privately owned debt collection company,  approached Fannie Mae years ago, and bought up thousands of stale foreclosure judgments for cheap, since the statute of limitations was about to run out.  Now, Dyck O’Neal is filing hundreds of thousands of lawsuits in counties in which foreclosure occurred forcing borrowers to pay insurmountable amounts on properties they already lost in foreclosure or short sale.

Even if the foreclosure or mortgage debt has dropped off your credit report, that is not a guarantee that it was written off or discharged. Many banks wrote off these loans as uncollectable and then sold to Dyck O’Neal.  Dyck O’Neal then sends collection notices to the borrower. If they are ignored, a lawsuit follows.

That’s where the Law Offices of Jacqueline Salcines, PA comes in. We have fought these Dyck O’Neal suits and settled them for pennies on the dollar. Often, the homeowner is protected under the Foreclosure Act, and Dyck O’Neal must walk away. Other times, they settle for pennies on the dollar.

It helps to have an attorney who is familiar with Dyck O’Neal suits, and how to litigate and fight them.  At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their deficiency lawsuits and their debt settlement for over 17 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.

About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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