FORECLOSURE DEFENSE WITH A PURPOSE

MORE AND MORE LATELY, I MEET WITH CLIENTS THAT HAVE HAD AN ATTORNEY HANDLING THEIR FORECLOUSRE CASE, HAVE PAID THEM A MONTHLY FEE FOR SUCH SERVICES, THE ATTORNEY NEVER REVIEWS THE FOUR CORNERS OF THEIR FORECLOSURE COMPLAINT, TRIAL COMES ALONG.  NO FIGHT IS MADE. RATHER, THEY SCARE THE CLIENT INTO A CONSENT JUDGMENT ADVISING THEM THERE IS NO OTHER SOLUTION AND THEN THE HOUSE GOES INTO FORECLOSURE SALE AUCTION AND SELLS.  OR WORSE, AFTER ALL THOSE FEES, THE CLIENT IS NOW TOLD THE ONLY REMEDY IS A BANKRUPTCY.  WE CALL THIS FORECLOSURE DEFENSE WITHOUT A PURPOSE.

AT THE LAW OFFICES OF JACQUELINE A. SALCINES, EVERY FORECLOSURE DEFENSE CONSULTATION STARTS WITH THE QUESTION:  WHAT DO YOU WANT TO DO WITH YOUR PROPERTY? AND DEPENDING ON THE ANSWER, ADVICE IS PROVIDED ON HOW TO MAKE THE CLIENTS WISHES A REALITY.

THAT SAID, MANY CLIENTS MAY WANT A LOAN MODIFICATION HOWEVER, MAY NOT HAVE THE NECESSARY INCOME IN PLACE TO SUSTAIN ONE UNDER THE MAKING HOMES AFFORDABLE.  OTHERS MAY HAVE TOO MUCH INCOME AND NOT QUALIFY UNDER HAMP.

DURING THE INITIAL CONSULT, IF THE INTENTION IS TO SAVE THE HOME, WE MUST QUALIFY THE CLIENT RUN THE NUMBERS TO MAKE SURE THE FINANCIALS QUALIFY.  TO ASSIST US IN THIS, WE HAVE A STATE OF THE ART COMPUTER PROGRAM THAT RUNS ALL THE FINANCIALS AND DETERMINES WHETHER HAMP IS POSSIBLE, AND WHAT THE NEW PAYMENT IF HAMP IS GIVEN, WOULD BE.

IF A SHORT SALE IS THE PREFERRED ROUTE, WE QUALIFY THE BORROWER FOR THE SHORT SALE. WE ALSO WORK WITH REALTORS TO LIST THE PROPERTIES AND OBTAIN INVESTORS TO PURCHASE.

ALL SHORT SALES ARE NEGOTIATED IN HOUSE WITH A FULL SERVICE SHORT SALE TEAM OF KNOWLEDGABLE AND TRAINED PARALEGALS AND LEGAL ASSISTANTS TO GET THE FILES APPROVED IN RECORD TIME.

AND WE NEVER CHARGE MONTHY THE WAY MOST ATTORNEYS DO.  WE ARE HERE TO HELP THE BORROWER AND CONSUMER WITH THEIR FINANCAL  NEEDS. WE BELIEVE THE BEST WAY TO DO SO IS TO MAKE SURE THE BORROWER HAS ENOUGH MONEY TO LIVE AND GET BY.

AS AN ACCOUNTANT AND ATTORNEY, I AM ALSO AVAILABLE TO PROVIDE TAX ADVICE INCLUDING 1099-C INFORMATOIN THAT MAY AFFECT BORROWERS WHOSE LOANS WERE FORGIVEN, SINCE AS OF THE WRITING OF THIS ARTICLE, THE MORTGAGE DEBT RELIEF ACT HAS NOT BEEN EXTENDED TO 2014, MAKING FORGIVEN OR CANCELLED DEBT TAXABLE TO THE IRS.

CALL US TODAY FOR A FREE CONSULTATION TO SEE HOW WE CAN GO TO WORK FOR Y OU

THE FIRST CONSULT IS ALWAYS FREE

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