SOUTH FLORIDA MORTGAGE ATTORNEYS
The statute of limitations is a rule that sets a time limit within which a creditor may sue you for payment of a debt. The length of time that a creditor has to sue you on an unpaid debt varies from state to state. On a mortgage note in some states, it’s five years. In other states, it might be longer. The time limit may also depend on whether your agreement with the creditor is in writing or not, and whether the debt is a special type, like a revolving or open-ended account.
When it comes to mortgage debt, however, many borrowers are in limbo. Their foreclosures were dismissed back in 2013, 2014. The lender has not tried to restart the foreclosure. The bank has not called for payment. Yet, statements from the servicing bank, showing past due amounts, continue to be mailed. What is a borrower to do?
Is the debt valid? Should it be paid? Should you attempt a loan modification? Or a short sale?
The answer is NO!
In fact, the debt may be eligible to be written off as uncollectable. But how do you know if you qualify to get the mortgage removed.
At the Law Offices of Jacqueline A. Salcines, P.A., our lead attorney brings extensive knowledge and expertise in the field of mortgages and settlement and negotiation of such debt. We have been successful in obtaining complete write offs for our clients and settlements for often pennies on the dollar
With prompt intervention to resolve disputes amicably, without the need to litigate, we are here to get debt settled, without the necessity of filing for bankruptcy.
With more than 16 years experience, attorney Jacqueline Salcines has been practicing law with the need of her clients first. Upon calling the firm you get the feel of how the client is our first priority. We are here to help you with your purchase or sale and do so with hands-on legal experience.
Jacqueline Salcines, Esq. has been an accountant for over 20 years and an attorney for over 15 years. She brings her knowledge and experience to every real estate transaction. Let us go to work for you!
Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com
TRUST | COMMITMENT | RESULTS
Jacqueline A. Salcines
JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
DIRECT EMAIL: J.SALCINES@SALCINESLAW.COM