FLORIDA REAL ESTATE ATTORNEYS UNDERWATER HOMEOWNES CAN NO LONGER STRIP A SECOND MORTGAGE IN A BANKRUPTCY In an important Supreme Court decision last week, Justice Clarence Thomas and his Supreme Court colleagues ruled that underwater homeowners wishing to strip their second mortgages in a Chapter 7 bankruptcy would no longer be permitted to. BACKGROUND Under […]
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FLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS WHEN BUYING OR SELLING One of the greatest benefits of using a real estate attorney is that he or she has a legal and ethical obligations to work in your best interests. That means, answering all your questions, and including some important ones you may not even know […]
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FLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS IN A SHORT SALE In response to discouraging housing market data, Congress passed H.R. 5771 to give distressed short sale sellers retroactive tax relief. This law applies to both short sales and foreclosures completed in 2014. Retroactive and good for short sale and foreclosure cancelled debt through December 31, 2014, […]
FLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS WHEN BUYING OR SELLING Your home is a valuable asset. For a majority of you, the most valuable asset you will ever own. Although many people are happy to inject their opinions when buying or selling, an attorney is the only one qualified to provide legal advice. And […]
FLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS WHEN BUYING OR SELLING Your home is a valuable asset. For a majority of you, the most valuable asset you will ever own. Although many people are happy to inject their opinions when buying or selling, an attorney is the only one qualified to provide legal advice. And […]
The practice of lenders charging more for products or excluding minorities within certain geographic areas has caught the interest of Officials for both the Consumer Financial Protection Bureau (CFPB) and the Department of Justice (DOJ). Stern warnings have been issued to lenders who show signs of practicing in such prohibited acts damaging borrowers ability to obtain mortgage loans. […]
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Foreclosure Attorney Florida In Florida, defending a foreclosure is not for the faint of heart. With all the banks committing illegal acts and predatory lending practices, it makes no sense for a homeowner to go it alone. For many South Florida families, their homestead is one of the biggest assets they will ever own. When that is jeopardized […]
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The Government has announced that the Home Affordable Refinance Program (HARP) and the Home Affordable Modification Program (HAMP) will be extended until the end of 2016. HAMP provides modifications for homeowners that are facing hardships and can no longer afford their mortgages. In order to qualify for a loan modification under HAMP, the guidelines are […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-05-11 09:47:332022-12-20 13:59:11GOVERNMENT EXTENDS THE HAMP PROGRAM TO 2016
South Florida Foreclosure Lawyers At the law firm of Jacqueline Salcines, PA we handle homeowner foreclosure defense, both commercial and residential borrowers. As part of our defense, we handle sale cancellations in Miami, Broward, Monroe and West Palm Beach County. Our real estate and foreclosure experience has been obtained by working with borrowers, in both the mortgage and real […]
Foreclosure Attorney Florida Our Florida foreclosure lawyers fight the banks with their illegal and predatory lending practices. For many South Florida families, their homestead is one of the biggest assets they will ever own. When that is jeopardized either because of a loss of a job, loss of income, a divorce, an unexpected medical condition, or other financial […]
STRIPPING OFF A SECOND MORTGAGE – NO LONGER PERMITTED IN BANKRUPTCY
UncategorizedFLORIDA REAL ESTATE ATTORNEYS UNDERWATER HOMEOWNES CAN NO LONGER STRIP A SECOND MORTGAGE IN A BANKRUPTCY In an important Supreme Court decision last week, Justice Clarence Thomas and his Supreme Court colleagues ruled that underwater homeowners wishing to strip their second mortgages in a Chapter 7 bankruptcy would no longer be permitted to. BACKGROUND Under […]
REAL ESTATE AND TITLE SERVICES
UncategorizedFLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS WHEN BUYING OR SELLING One of the greatest benefits of using a real estate attorney is that he or she has a legal and ethical obligations to work in your best interests. That means, answering all your questions, and including some important ones you may not even know […]
RETROACTIVE TAX RELIEF FOR SHORT SALES – H.R. 5771
UncategorizedFLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS IN A SHORT SALE In response to discouraging housing market data, Congress passed H.R. 5771 to give distressed short sale sellers retroactive tax relief. This law applies to both short sales and foreclosures completed in 2014. Retroactive and good for short sale and foreclosure cancelled debt through December 31, 2014, […]
TITLE INSURANCE IN FLORIDA
UncategorizedFLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS WHEN BUYING OR SELLING Your home is a valuable asset. For a majority of you, the most valuable asset you will ever own. Although many people are happy to inject their opinions when buying or selling, an attorney is the only one qualified to provide legal advice. And […]
THE REAL ESTATE ATTORNEY
UncategorizedFLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS WHEN BUYING OR SELLING Your home is a valuable asset. For a majority of you, the most valuable asset you will ever own. Although many people are happy to inject their opinions when buying or selling, an attorney is the only one qualified to provide legal advice. And […]
CFPB AND THE DOJ TAKE INTEREST IN PRACTICE OF LENDERS
UncategorizedThe practice of lenders charging more for products or excluding minorities within certain geographic areas has caught the interest of Officials for both the Consumer Financial Protection Bureau (CFPB) and the Department of Justice (DOJ). Stern warnings have been issued to lenders who show signs of practicing in such prohibited acts damaging borrowers ability to obtain mortgage loans. […]
DEFENDING A FORECLOSURE IN FLORIDA
UncategorizedForeclosure Attorney Florida In Florida, defending a foreclosure is not for the faint of heart. With all the banks committing illegal acts and predatory lending practices, it makes no sense for a homeowner to go it alone. For many South Florida families, their homestead is one of the biggest assets they will ever own. When that is jeopardized […]
GOVERNMENT EXTENDS THE HAMP PROGRAM TO 2016
Loan Modifications, Miami Real Estate Deals, Mortgage Financing, Mortgage ReliefThe Government has announced that the Home Affordable Refinance Program (HARP) and the Home Affordable Modification Program (HAMP) will be extended until the end of 2016. HAMP provides modifications for homeowners that are facing hardships and can no longer afford their mortgages. In order to qualify for a loan modification under HAMP, the guidelines are […]
FLORIDA FORECLOSURE SALE CANCELLATION
UncategorizedSouth Florida Foreclosure Lawyers At the law firm of Jacqueline Salcines, PA we handle homeowner foreclosure defense, both commercial and residential borrowers. As part of our defense, we handle sale cancellations in Miami, Broward, Monroe and West Palm Beach County. Our real estate and foreclosure experience has been obtained by working with borrowers, in both the mortgage and real […]
FORECLOSURE ATTORNEY FLORIDA
UncategorizedForeclosure Attorney Florida Our Florida foreclosure lawyers fight the banks with their illegal and predatory lending practices. For many South Florida families, their homestead is one of the biggest assets they will ever own. When that is jeopardized either because of a loss of a job, loss of income, a divorce, an unexpected medical condition, or other financial […]