Can a foreigner buy property in the US? The answer is yes. It is really much easier than one thinks. TYPE OF PROPERTY Single family homes: The purchasing of single family homes is really much easier than a foreigner thinks. Obviously , in the day and age where we are just recovering from the foreclosure […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-03-27 10:55:332022-12-20 13:59:13TAX AND LEGAL ISSUES FOR FOREIGNERS BUYING U.S. REAL ESTATE
The new FHA 203k loan for structural repairs is here and now available. This new FHA loan has many facets including the following: FHA 203 Streamline: This loan allows borrowers to finance their purchase or refinance an existing loan to make improvements to the home or upgrades. This can be up to $35,000.00 and a […]
FOREIGN BUYERS IN THE UNITED STATES Foreign Nationals are permitted to own real estate in the United States. In fact, there are very few difference between a foreign and U.S. buyer when purchasing real estate. It is important that foreign buyers understand certain information about U.S. real estate practices that vary greatly from country to […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-03-26 20:04:472022-12-20 13:59:13BUYING REAL ESTATE PROPERTY IN THE UNITED STATES
UNA MODIFICACION DE PRESTAMO EFECTIVA Por: Jacqueline Salcines, Esq. Abogado de Defensa de Foreclosure y Modificaciones de Prestamo Demasiado propietarios han aceptado modificaciones de su Préstamo Hipotecario donde sus nuevas mensualidades son mayores a los de la hipoteca original. Tambien tienen el balance final del principal en la Modificación muchísimo mayor al valor actual de su […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-03-23 09:42:282022-12-20 13:59:13MODIFICACION DE PRESTAMO BAJO EL PROGRAMA HAMP
SHORT SALES IN FLORIDA Is your house worth less than you owe the bank? Do you want to resolve the debt with your lender and move on? If yes, a Short Sale may be the answer for you. At the Law Offices of Jacqueline A. Salcines, P.A., we will work with your lender together with experienced […]
Florida was one of the states most hardest hit in the economic downturn. Property values plummeted and that reduction in value, caused many property owners and borrowers to lose their homes. That reduction in value is what lenders seek to recuperate whey they pursue deficiency judgments in the foreclosure process. DEFICIENCY JUDGMENTS AFTER FORECLOSURE A […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-03-17 14:14:272022-12-20 13:59:13WHAT IS A DEFICIENCY BALANCE IN FLORIDA
Homeowners who had debt forgiven in 2014, through a loan modification, loan settlement, short sale, deed in lieu, or credit card cancellation, may qualify under the Mortgage Debt Relief Act OF 2007 for exemption from any federal taxes that might be owed on the forgiven debt. WHAT ABOUT 2015? Congress is currently meeting now and expected to further extend […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-03-17 14:02:472022-12-20 13:59:13RENEWAL OF THE MORTGAGE FORGIVENESS DEBT RELIEF ACT
Are you being sued by Dyck O’Neal for a balance on a short sale deficiency or a deficiency judgment following a foreclosure? It is very important that you take immediate action to protect yourself. If you have received a collection letter from Dyck O’Neal seeking recovery of the deficiency balance against you, and have assets that […]
Does Bank of New York Mellon own your loan? Do you owe more than your property is worth? Are you unable to make your mortgage payments, or have stopped paying on your mortgage for over five years? At the Law Offices of Jacqueline A. Salcines, PA we represent property owners that are being sued by […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-03-16 10:32:262022-12-20 13:59:13STRATEGIC DEFAULT AND THE BANK OF NEW YORK MELLON
Unlike many other states, in Florida, the end of a foreclosure lawsuit or short sale, where the balance of the mortgage exceeds the property value, will likely result in the Bank coming after you for the mortgage balance. This is called a deficiency balance or deficiency judgment If the bank gets a deficiency against you, […]
TAX AND LEGAL ISSUES FOR FOREIGNERS BUYING U.S. REAL ESTATE
UncategorizedCan a foreigner buy property in the US? The answer is yes. It is really much easier than one thinks. TYPE OF PROPERTY Single family homes: The purchasing of single family homes is really much easier than a foreigner thinks. Obviously , in the day and age where we are just recovering from the foreclosure […]
THE NEW FHA203K LOAN
UncategorizedThe new FHA 203k loan for structural repairs is here and now available. This new FHA loan has many facets including the following: FHA 203 Streamline: This loan allows borrowers to finance their purchase or refinance an existing loan to make improvements to the home or upgrades. This can be up to $35,000.00 and a […]
BUYING REAL ESTATE PROPERTY IN THE UNITED STATES
UncategorizedFOREIGN BUYERS IN THE UNITED STATES Foreign Nationals are permitted to own real estate in the United States. In fact, there are very few difference between a foreign and U.S. buyer when purchasing real estate. It is important that foreign buyers understand certain information about U.S. real estate practices that vary greatly from country to […]
MODIFICACION DE PRESTAMO BAJO EL PROGRAMA HAMP
UncategorizedUNA MODIFICACION DE PRESTAMO EFECTIVA Por: Jacqueline Salcines, Esq. Abogado de Defensa de Foreclosure y Modificaciones de Prestamo Demasiado propietarios han aceptado modificaciones de su Préstamo Hipotecario donde sus nuevas mensualidades son mayores a los de la hipoteca original. Tambien tienen el balance final del principal en la Modificación muchísimo mayor al valor actual de su […]
SHORT SALES IN FLORIDA
UncategorizedSHORT SALES IN FLORIDA Is your house worth less than you owe the bank? Do you want to resolve the debt with your lender and move on? If yes, a Short Sale may be the answer for you. At the Law Offices of Jacqueline A. Salcines, P.A., we will work with your lender together with experienced […]
WHAT IS A DEFICIENCY BALANCE IN FLORIDA
UncategorizedFlorida was one of the states most hardest hit in the economic downturn. Property values plummeted and that reduction in value, caused many property owners and borrowers to lose their homes. That reduction in value is what lenders seek to recuperate whey they pursue deficiency judgments in the foreclosure process. DEFICIENCY JUDGMENTS AFTER FORECLOSURE A […]
RENEWAL OF THE MORTGAGE FORGIVENESS DEBT RELIEF ACT
UncategorizedHomeowners who had debt forgiven in 2014, through a loan modification, loan settlement, short sale, deed in lieu, or credit card cancellation, may qualify under the Mortgage Debt Relief Act OF 2007 for exemption from any federal taxes that might be owed on the forgiven debt. WHAT ABOUT 2015? Congress is currently meeting now and expected to further extend […]
DEFICIENCY CASES BY DYCK O’NEAL
UncategorizedAre you being sued by Dyck O’Neal for a balance on a short sale deficiency or a deficiency judgment following a foreclosure? It is very important that you take immediate action to protect yourself. If you have received a collection letter from Dyck O’Neal seeking recovery of the deficiency balance against you, and have assets that […]
STRATEGIC DEFAULT AND THE BANK OF NEW YORK MELLON
UncategorizedDoes Bank of New York Mellon own your loan? Do you owe more than your property is worth? Are you unable to make your mortgage payments, or have stopped paying on your mortgage for over five years? At the Law Offices of Jacqueline A. Salcines, PA we represent property owners that are being sued by […]
FLORIDA DEFICIENCY JUDGMENTS
Deficiency JudgmentUnlike many other states, in Florida, the end of a foreclosure lawsuit or short sale, where the balance of the mortgage exceeds the property value, will likely result in the Bank coming after you for the mortgage balance. This is called a deficiency balance or deficiency judgment If the bank gets a deficiency against you, […]