Watching the Oscars tonite, I couldn’t help but feel such overwhelming pride for all the winners. Reaching the height of their career, with limitless possibilities for the future. As one of the winners was so poignant to point out “this country was built on hope” and I felt that hope alive for all the actors […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-02-22 23:17:222022-12-20 13:59:14WHAT DO THE OSCARS TELL US ABOUT THE PRACTICE OF LAW
This week, the short sale arm of the Making Home Affordable Program, HAMP, known as HAFA, announced an increase to $10,00 in its payout relocation assistance to property owners. For short sales commenced after February 1, 2015, homeowners who qualify under the HAFA program, are eligible to receive a $10,000 check from their lenders. Additionally, […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-02-22 22:56:402022-12-20 13:59:14SHORT SALE HAFA RELOCATION ASSISTANCE INCREASED TO $10,000
A reverse mortgage is a mortgage taken by an elder homeowner, wherein the lender gives a mortgage on the property, often with a cash out to the owner. The terms of the reverse mortgage call for no payments while the homeowner resides on the home, except for taxes and insurance, rather the principal and interest […]
Hard to believe that with the double digit increase in real estate values in Florida, many homeowners still find themselves underwater with their mortgages, but this is a fact. Victims of overextended credit limits, overinflated home appraisals during the mortgage crisis, and rising taxes and forceplaced insurance, has caused many homeowners to simply not be […]
A new law in Florida passed in 2013, seriously limits the time frame a lender can pursue a deficiency judgment against a borrower in Florida. A deficiency judgment is the difference between the Final Judgment award to the lender on the recorded final judgment document and the amount recuperated by the lender after the foreclosure […]
Once a lawsuit in foreclosure is filed, a defendant has 20 days to file an answer. However, the service must be proper in order to be valid. Florida Rules of Civil Procedure require a process server, and not the Plaintiff, to serve the Defendant. Service must be performed by personally finding the defendant and handing […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-01-04 22:37:252022-12-20 13:59:38HOW TO QUASH SERVICE ON A FORECLOSURE SUIT
When served with a foreclosure lawsuit, a defendant has 20 calendar days to file their answer with the court and the bank’s attorney. The 20 day time period starts the day that the defendant is served. Service by a process server, or pseudo-sheriff is required, and the foreclosure can not merely be mailed or left […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-01-04 22:20:082022-12-20 13:59:49HOW TO ANSWER A FORECLOSURE COMPLAINT LAWSUIT
IF YOU ARE EXPERIENCING TROUBLE MAKING YOUR MORTGAGE PAYMENTS, ANTICIPATE A JOB LOSS OR LOSS OF INCOME, OR A MEDICAL CONDITION OR DIVORCE HAS LEFT YOU UNABLE TO MAKE THE MORTGAGE PAYMENT, WE ARE HERE TO HELP! AT THE LAW OFFICES OF JACQUELINE A. SALCINES, P.A. WE HAVE BEEN ASSISTING BORROWERS WITH THEIR BANKING AND […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-01-04 13:21:242022-12-20 13:59:32HAVING DIFFICULTY PAYING YOUR MORTGAGE – LOAN MODIFICATIONS AND SHORT SALE SERVICES
If you are in the market to buy or sell real estate, looking for a title agent to examine and issue a title commitment, looking for someone to review any liens on the property prior to bidding on an REO, Fannie Mae, HomePath or Freddie Mac property, or need to create a business to purchase […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-01-04 13:12:412015-01-04 13:12:41REAL ESTATE LAW AND TITLE SERVICES
In the market to purchase a new property and think that your derogatory credit, foreclosure, prior short sale, bankruptcy, deed in lieu or mortgage default will prohibit you from obtaining a new loan? Think again. Fannie Mae released a report that it intends to revise the waiting period, from seven to four years for borrowers […]
https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.png00jaspa1https://jaspa1.wpengine.com/wp-content/uploads/2018/07/logo_final_dark1.pngjaspa12015-01-04 13:04:212022-12-20 13:59:40GOOD NEWS FOR BORROWERS WITH LESS THAN STELLAR CREDIT
WHAT DO THE OSCARS TELL US ABOUT THE PRACTICE OF LAW
UncategorizedWatching the Oscars tonite, I couldn’t help but feel such overwhelming pride for all the winners. Reaching the height of their career, with limitless possibilities for the future. As one of the winners was so poignant to point out “this country was built on hope” and I felt that hope alive for all the actors […]
SHORT SALE HAFA RELOCATION ASSISTANCE INCREASED TO $10,000
UncategorizedThis week, the short sale arm of the Making Home Affordable Program, HAMP, known as HAFA, announced an increase to $10,00 in its payout relocation assistance to property owners. For short sales commenced after February 1, 2015, homeowners who qualify under the HAFA program, are eligible to receive a $10,000 check from their lenders. Additionally, […]
REVERSE MORTGAGE SETTLEMENTS
Loan Modifications, Mortgage Relief, UncategorizedA reverse mortgage is a mortgage taken by an elder homeowner, wherein the lender gives a mortgage on the property, often with a cash out to the owner. The terms of the reverse mortgage call for no payments while the homeowner resides on the home, except for taxes and insurance, rather the principal and interest […]
Foreclosure Defense for Struggling Homeowners
Deficiency Judgment, Force Placed Insurance, Foreclosure, Mortgage Relief, Real Estate, Short Sales, UncategorizedHard to believe that with the double digit increase in real estate values in Florida, many homeowners still find themselves underwater with their mortgages, but this is a fact. Victims of overextended credit limits, overinflated home appraisals during the mortgage crisis, and rising taxes and forceplaced insurance, has caused many homeowners to simply not be […]
DEFICIENCY JUDGMENT LAWSUITS IN FLORIDA
UncategorizedA new law in Florida passed in 2013, seriously limits the time frame a lender can pursue a deficiency judgment against a borrower in Florida. A deficiency judgment is the difference between the Final Judgment award to the lender on the recorded final judgment document and the amount recuperated by the lender after the foreclosure […]
HOW TO QUASH SERVICE ON A FORECLOSURE SUIT
ForeclosureOnce a lawsuit in foreclosure is filed, a defendant has 20 days to file an answer. However, the service must be proper in order to be valid. Florida Rules of Civil Procedure require a process server, and not the Plaintiff, to serve the Defendant. Service must be performed by personally finding the defendant and handing […]
HOW TO ANSWER A FORECLOSURE COMPLAINT LAWSUIT
Foreclosure, UncategorizedWhen served with a foreclosure lawsuit, a defendant has 20 calendar days to file their answer with the court and the bank’s attorney. The 20 day time period starts the day that the defendant is served. Service by a process server, or pseudo-sheriff is required, and the foreclosure can not merely be mailed or left […]
HAVING DIFFICULTY PAYING YOUR MORTGAGE – LOAN MODIFICATIONS AND SHORT SALE SERVICES
UncategorizedIF YOU ARE EXPERIENCING TROUBLE MAKING YOUR MORTGAGE PAYMENTS, ANTICIPATE A JOB LOSS OR LOSS OF INCOME, OR A MEDICAL CONDITION OR DIVORCE HAS LEFT YOU UNABLE TO MAKE THE MORTGAGE PAYMENT, WE ARE HERE TO HELP! AT THE LAW OFFICES OF JACQUELINE A. SALCINES, P.A. WE HAVE BEEN ASSISTING BORROWERS WITH THEIR BANKING AND […]
REAL ESTATE LAW AND TITLE SERVICES
UncategorizedIf you are in the market to buy or sell real estate, looking for a title agent to examine and issue a title commitment, looking for someone to review any liens on the property prior to bidding on an REO, Fannie Mae, HomePath or Freddie Mac property, or need to create a business to purchase […]
GOOD NEWS FOR BORROWERS WITH LESS THAN STELLAR CREDIT
UncategorizedIn the market to purchase a new property and think that your derogatory credit, foreclosure, prior short sale, bankruptcy, deed in lieu or mortgage default will prohibit you from obtaining a new loan? Think again. Fannie Mae released a report that it intends to revise the waiting period, from seven to four years for borrowers […]