Miami Short Sale Attorney
Fallen behind on your mortgage? Facing imminent default? At the Law Offices of Jacqueline Salcines, P.A., we are here to help. We are your team of Foreclosure defense and Short Sale attorneys here to defend the rights of homeowners facing foreclosure.
As Miami short sale attorneys, we are experienced in every aspect of the short sale, work all files in house, and get the results you need in order to walk away gracefully.
With over 20 years combined experience in the real estate, mortgage and foreclosure field, we know short sales. We fight for homeowners rights. We know which lenders participate in short sale programs, HAFA, and other internal short sales, and know what the homeowners are entitled to from your lender.
In a successful short sale, your lender will:
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Negotiate your short sale promptly
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Allow you to live in your home until the closing
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Approve the short sale with 45 days to close
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Approve a complete deficiency wavier
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Approve a relocation assistance of up to $10,000 to the homeowner if lender participates in HAFA.
When you hire the Law Offices of Jacqueline Salcines, P.A. to process your short sales, our teams of lawyer/accountants are experienced in negotiating the terms of your short sale, in preparing your financial forms for approval, in providing accurate advice regarding the short sale as well as any 1099-C consequences.
The Mortgage Debt Relief Act of 2007, which was extended through December 31, 2014, is predicted to be extended again through 2015. If extended, any 1099-C principal forgiveness, is not taxable. Therefore, you can short sale, not make mortgage payments, and even walk away with up to $10,000.00 from your lender.
In a short sale, your lender pays all your closing costs, so you are not required to come to the table with any monies. And can continue to live in the property up through the date of closing. The lender will even pay up to 12 months of the HOA dues resulting in additional savings to you if approved.
When you hire the Law Offices of Jacqueline Salcines, P.A. to process your short sale, you get the experience and knowledge of attorneys at your fingertips. Not support staff. Not paralegals. But you get to sit with actual attorneys that know the ins and outs of short sales and foreclosure law. With proper representation in a short sale, a homeowner may be able to avoid a summary judgment, a foreclosure sale and the loss of their home.
As your Miami short sale attorney, we go to work for you. A proper and good Miami short sale has the following benefits:
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You can continue to live in your home during the pendency of your foreclosure case
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You can avoid lender calls and letters of collection. All correspondence now goes through us.
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You can continue to rent to tenants and collect any rental payments during the foreclosure case
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You can avoid a deficiency judgement on an underwater property
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You can get a short sale approved with a waiver of deficiency
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You can get the first lender to pay the second and settle the second mortgages for no monies from you
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Avoid bankrutpcy
At the Law Offices of Jacqueline Salcines, PA you meet directly with attorney Salcines during the first consult and we discuss your short sale and the requirements at length. We have the knowledge and experience to thoroughly process your short sale.
In the State of Florida, if you lose your home, you may still be liable for the difference owed to the bank after the house sells at the foreclosure auction. This is called the “deficiency judgment” and if you do nothing to defense the foreclosure, and the judgment is entered, and the sale takes place, the lender can come back and sue you for that deficiency judgment. With an experienced SHORT SALE ATTORNEY on your side you can help prevent the entry of the deficiency judgement being filed against you and walk away gracefully.
Jacqueline Salcines has spent over fourteen years in the real estate legal industry and over 7 years successfully processing short sales and defending foreclosure actions in Miami, Broward, Monroe and Palm Beach. Our firm empowers homeowners with the knowledge, tools and experience necessary to obtain a great short sale result and fight their foreclosure. Our attorneys are ready to go to court for you and fight to stop your foreclosure.
Meet with our Miami Short Sale attorney team today.
TRUST | COMMITMENT | RESULTS
Jacqueline A. Salcines