Clients and potential clients inundated my office with lawsuits and collection letters from Dyck O’Neal.  When I take calls from potential clients they always ask is this letter from Dyck O’Neal legitimate?  Is this a legitimate lawsuit?  A legitimate collection letter?  While not ALL lawsuits and collection efforts from Dyck O’Neal are collectible, Dyck O’Neal is a legitimate company and when they sue, the debt is real.

Dyck O’Neal acquired many loans and deficiency judgments all over Florida and the nation and are now scrambling to collect on them, particularly since Florida has a statute of limitations on deficiency judgment and how long they can be collected.

At the Law Offices of Jacqueline A. Salcines PA we start by investigating the debt, the statute of limitations, Florida law, and the collection practices of the creditor to see if there are any violations of the Fair Debt Collection Practices Act.

Once all this is examined closely by attorney Jacqueline A. Salcines, Esq., many suits will either go away or be dismissed.  Others will remain collectable and in those cases, we can defend you in court in order to obtain the most favorable settlement for you.  Often, this settlement is for pennies on the dollar, since Dyck O’Neal purchases the debt at a discount.

You do not have to file for bankruptcy in order to get out of this Dyck O’Neal debt.

Plus, once you hire an attorney, there are countless ways to get creditors to leave you alone. Merely by hiring us, debt collectors and collection agencies are no longer legally able to contact you.

At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their debt settlement solutions  for over 18 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.