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CREDIT CARD DEBT SETTLEMENT LAWYER

EXPERIENCED DEBT SETTLEMENT ATTORNEY

CREDIT CARD DEBT SETTLEMENT AND NEGOTIATION ATTORNEYS

House and lawMounting Credit Card Debt and unsecured loans can be daunting.  Millions of people across the United States are faced with collection calls from creditors not knowing what to do to get rid of credit card debt. When creditors call, instead of speaking with them and committing to pay an amount, whereby admitting the credit card debt on a recorded line, the best defense is to hire an attorney to negotiate the credit card debt for you.

Often we can settle these accounts for pennies on the dollar depending on how long the borrower is behind, what amounts they have readily available in bank accounts and how collectible they are.

By preparing a Financial Worksheet to track the income and expenses of the borrower, we can analyze the best possible solution for credit card debt settlement. This is NOT debt consolidation. We don’t grab all your balances and negotiate an interest rate reduction. We negotiation the complete payoff balance of the credit card or unsecured debt in order to remove it completely from your unpaid bills.

Whether faced with

1.  Credit Card Balances

2.   Car balances after a repossession

3.   Unsecured debt or line of credit mortgage

4.  Private loans

5.  Mortgage balances

We can help. 

 

At the Law Offices of Jacqueline Salcines, PA, attorney Jacqueline Salcines, Esq. is well versed and knowledgeable in the area of debt settlement and negotiation. She has been practicing this area of law for over 17 years . Allow  us to protect our knowledge to work for you . The first consultation is always free of charge. 

Call us today 305 669 5280

Visit us today at WWW.Salcineslaw.com or 

Email attorney Jacqueline Salcines, Esq.  directly at J.Salcines@salcineslaw.com

THE FIRST CONSULTATION IS ALWAYS FREE OF CHARGE.

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FLORIDA 33146
TEL: 305 | 669 | 5280
DIRECT EMAIL:  J.SALCINES@SALCINESLAW.COM
 
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CREDIT CARD DEBT SETTLEMENT

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT IN FLORIDA

Faced with insurmountable credit card debt, or unsecured debt from other creditors, often borrowers find themselves without options.  Whether filing a bankruptcy is best to get rid of all the credit card debt or registering with a credit counselor.  When that credit card lawsuit is filed and served, borrowers often take matters into their own hands and don’t know that by ignoring the suit, they face default and ultimately a judgment. A credit card judgment could then result in a garnishment of wages or freezing of bank accounts, even the levying of a vehicle.

At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their unpaid credit card debt and unsecured debt for over 16 years.  We know how overwhelming it can be to face an unknown, not knowing how you are going to pay your bills and afraid of what the creditor can do. You have rights and those rights are best protected when you hire us.

There are main differences however between what we do and what credit counselors do.

CREDIT COUNSELOR V. DEBT SETTLEMENT

A credit counselor adds up all your existing debt and negotiates the debt with each creditor so that the interest rate is typically reduced, the card is frozen or cancelled and no principal or balance forgiveness is made off that credit balance.

What we do is negotiate the debt.  Often if you are judgment proof and do not have assets that the creditor can attach to, they will negotiate for pennies on the dollar. Then we cancel the debt.  Not a 10 year plan, but forgiveness of the balance.

And if you are served with a lawsuit for an unpaid credit card debt, we defend you in court as well.   Often, creditors do not file the requisite documents and paperwork, nor post bonds to have their cases heard. But consumers do  not know how to go about getting these cases dismissed.  Our extensive experience working with creditors and borrowers places us in a position to extensively negotiate for you. So that you end up paying only a small portion of the debt.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.

About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

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