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SOUTH FLORIDA REAL ESTATE MORTGAGE LAWYERS
With the South Florida market experiencing a boom in sales and values, there is more great news to assist qualified buyers with their real estate purchases. Starting January 2018, FHFA has increased the conforming loan limits for Fannie Mae and Freddie Mac conventional loans. This means that the limits to purchase, prior to the mortgage being considered a jumbo loan, are higher.
Starting on January 1, 2018, the loan limits for conventional loans has increased from $424,100 to $453,100.
With house prices on the rise, this is great news for buyers looking to finance their purchases.
Real Estate Buyers now have more purchase power under conventional funding. And current or prior qualified jumbo pre-approved buyers and borrowers may qualify for traditional financing now, possibly at a lower interest rate and a lower down payment. This equates in more opportunities to close on those real estate deals for realtors and sellers alike.
Don’t go it alone. Always hire the services of a qualified real estate attorney owned title company to assist you in your real estate purchase and to help navigate all the confusing mortgage terms and conditions.
Whether you are buying real estate and require a mortgage or buying cash, before you sign the contract, reach out to us. We are here to help. We offer a free legal consultation regarding your real estate contract, purchase or sale.
With over 18 years experience practicing real estate law, and holding dual licenses of both lawyer, realtor and accountant, allow attorney Jacqueline A. Salcines to guide you.
We are a full service title company and handle closings from beginning to end.
Practice Areas
Real Estate Closings
Title Insurance
Lien Searches
Inspection report review and negotiations
Contract Law and review of Real Estate Contracts
Escrow law
Real Estate Litigation
Contact the Law Offices of Jacqueline A. Salcines, PA today at (305) 669-5280 to schedule your legal consultation.
The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines has been handling all types of real estate transactions for over 17 years.
Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com
TRUST | COMMITMENT | RESULTS
Jacqueline A. Salcines
Jacqueline A. SalcinesJACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
SOUTH FLORIDA REAL ESTATE LAWYERS
Since opening our doors over 18 years ago, JACQUELINE A. SALCINES, P.A. has been performing real estate closings, both residential and commercial, offering full title services, as well as escrow services. Representing clients from all over the world, we deliver the highest level of personal services to both buyer and sellers, as well as our real estate and banking partners.
WHY CHOOSE US? With our state of the art digital platform, including electronic recording and digital hosting, there is no geographical limit to the clients we can serve. Moreover, as an accountant, there is no need for foreign clients to have to enlist or contract the services of an outside CPA or accountant to provide advice or services related to FIRPTA or taxes. “We handle the real estate transaction from contract to closing, and everything in between.”
Offering the following services, we are conveniently located in Coral Gables and here to serve our clients around the clock:
- Contract preparation and review;
- Lien searches;
- Title search, examination and title agent services;
- Escrow services;
- Closing services;
- Survey requests;
- Association matters;
- Probate and Estate filings;
- Business incorporations including LLC, INC and other business formations related to closing;
- FIRPTA services;
- 1031 Exchange services;
- Lien negotiation and resolution
- Landlord/tenant matters regarding removal of tenants for closings.
Attorney Jacqueline A. Salcines, founding partner and chief operating officer, has been practicing law since 1999, has her Juris Doctorate degree in Law from the University of Miami School of Law, her Accounting Degree from the University of Miami School of Business Administration, and is also a licensed real estate broker. With broad experience with both transactional and general civil litigation, her extensive knowledge in real estate and business has allowed us to assist clients for over 18 years in Miami Dade, Broward, Palm Beach and Monroe Counties.
Allow us to put our experience to work for you.
TRUST | COMMITMENT | RESULTS
Jacqueline A. Salcines
JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
Email: J.Salcines@Salcineslaw.com
SOUTH FLORIDA REAL ESTATE LAWYER
MORTGAGE LAW
What happens to escrows, or monies held by the mortgage company for insurance and taxes after a closing when the property is sold? Mortgage escrows are funds paid by the borrower when making their monthly mortgage payment, for the payment of insurance and taxes on the yearly anniversary dates. These monies belong to the homeowner or borrower and are held in reserve until the bank pays them.
Once a real estate closing takes place and the mortgage is paid off, what happens to those monies? The bank is not paying taxes or insurance and therefore, the monies will not be paid to any third party company.
The monies advanced for escrows are then required to be returned by the lender, within a date certain. Borrowers are urged to advise their mortgage companies of their correct addresses so that the checks reach them once issued and mailed. The bank will not wire the funds or send the checks certified mail. Therefore, it is the responsibility of the homeowner to make sure the bank has their correct address.
Acting as title agents and representing our sellers in transaction, we go beyond regular routine closing services and after closing, our team at the Law Offices of Jacqueline Salcines, PA makes sure that they monies are received by the seller borrower. “Until that check is received, we do not close out our file.”
At the Law Offices of Jacqueline A. Salcines, P.A. we have been assisting buyers and sellers, with their real estate needs since 1999. We are a full service title company and extremely knowledgeable in FIRPTA rules and regulations.
Whether you are buying, selling or refinancing, we will handle all of the details and represent you from contract to closing.
Practice Areas
- Real Estate Closings
- Title Insurance
- Contract Law
- Real Estate Litigation
- Short Sales
- Debt Settlements
- Negotiations
Contact the Law Offices of Jacqueline A. Salcines, PA today at (305) 669-5280 to schedule your legal consultation.
The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines has been handling all types of real estate problems for 17 years. If you have an issue with a contract, title insurance, tax deeds, quiet title or any real estate issue, contact our probate and real estate attorney!
Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com
TRUST | COMMITMENT | RESULTS
Jacqueline A. Salcines
JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
Email: J.Salcines@Salcineslaw.com
SOUTH FLORIDA REAL ESTATE LAWYER
TITLE SERVICES – TITLE COMPANY
Buyers and seller alike should always hire an attorney to represent them and their interests for a real estate closing and real estate transaction. Whether you are buying in Miami Dade County and require the title company to represent you, examine the property title, and prepare a title commitment, or you are a seller of real estate and require not only contract review and revisions, but assistance with document preparation, you must always hire an attorney.
While many states only allow real estate attorneys to conduct real estate closings, Florida is not one of them. Therefore, many sellers opt to use the title company selected by the buyer in order to represent them. However, that opposing party title company does not represent you. They will charge a fee for document preparation, or settlement services, but at the end of the day, if there is an issue, you are on your own.
Seller services can include contract preparation, contract review, addendums, inspections negotiations for credits, and a host of different documents required whether the seller is a trust, or a company. There are also issues relating to death of the title holder or liens on the property.
As a buyer, the title company will also help with contract preparation or review, run title, run lien searches and prepare closing statements.
While no two real estate transactions are ever alike, no matter whether you are on the seller side or the buyer side, do not go it alone.
At the Law Offices of Jacqueline A. Salcines, P.A. we have been assisting foreigners, both buyers and sellers, with their real estate needs since 1999. We are a full service title company and extremely knowledgeable in FIRPTA rules and regulations.
Whether you are buying, selling or refinancing, we will handle all of the details and represent you from contract to closing.
Practice Areas
- Real Estate Closings
- Title Insurance
- Contract Law
- Real Estate Litigation
- Short Sales
- Debt Settlements
- Negotiations
Contact the Law Offices of Jacqueline A. Salcines, PA today at (305) 669-5280 to schedule your legal consultation.
The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines has been handling all types of real estate problems for 17 years. If you have an issue with a contract, title insurance, tax deeds, quiet title or any real estate issue, contact our probate and real estate attorney!
Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com
TRUST | COMMITMENT | RESULTS
Jacqueline A. Salcines
JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280
Email: J.Salcines@Salcineslaw.com