VETERAN’S ADMINISTRATION HOME AFFORDABLE MODIFICATION

FHA, VA and USDA all offer programs for homeowners that are upside down on their mortgages, struggling to make ends meet. These programs offer reduce mortgage payments, up to 31 percent of the monthly gross income, making payments affordable. Programs can also decrease the interest rate, stretch out the amortization of existing loans and often provide principal forgiveness on loans that do not have to be paid back.

Proving eligibility for the programs can be tricky however if you qualify, the rewards are significant and can be the difference between losing your home because of inability to afford, to keeping a roof over your head at an affordable price.

Attorney Jacqueline A. Salcines, PA and her staff are knowledgeable about all these programs under the Making Home Affordable Program and can advise what you qualify for. The first consultation is free of charge.

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