Yesterday we had the honor of calling up yet another client to advise of his loan modification approval and a more than $200,000 principal reduction on his loan. This...
Yesterday we had the honor of calling up yet another client to advise of his loan modification approval and a more than $200,000 principal reduction on his loan. This...
On Friday, January 18, 2013, Fannie Mae and Freddie Mac announced changes to their servicing requirements for short sales. These changes apply to all Fannie Mae and Freddie...
SOUTH FLORIDA REAL ESTATE AND MORTGAGE CLOSING LAWYER FHA/VA loans and Jumbo Loans have changed. If you are a foreign national borrower or self employed, it is also now easier...
As we South Floridians in the Gables, Pinecrest, Key Biscayne and surrounding areas enjoy a Seller’s market once again, it is important to know that research shows that...
CoreLogic reports that in the 4th Quarter of 2012, over 200,000 properties came up from being “underwater” and a total of 1.7 Million homes in all of 2012. ...
Why hire the Jacqueline A. Salcines, P.A.? With over 20 years of experience assisting clients with their Real Estate, litigation and transaction service needs, we assist both large...
My firm was recently successful in getting a rather large, second mortgage on a property wiped out completely. No penalty. No amounts owed the lender. No deficiency. And the lender...
SOUTH FLORIDA REAL ESTATE LAWYER While living in Miami and South Florida is a dream to many, buying a home and purchasing real estate is a scary decision, and ...
You’ve all heard the story before, months and months of laboring to get the short sale approval, you finally get it and the second lien holder or mortgage...
MORTGAGE FORGIVENESS RELIEF ACT OF 2012 RELIEVES DISTRESSED HOMEOWNERS IN SHORT SALES AND LOAN MODIFICATIONS FOR ONE MORE YEAR Finally, Congress came to its senses, and extended the...
Si Usted a tenida problemas de trabajo, de salud, de matrimonio o cualquier otra dificultad que ha hecho perjudicar los pagos hipotecarios, y esta buscando una manera para...
NEW MORTGAGE RULES IN 2013 WILL IMPACT BORROWERS Last week, the Consumer Financial Protection Bureau announced new rules, known as the Qualified Mortgage (or QM for short), for mortgage financing. This new...
You have stopped paying your mortgage, have been served with a foreclosure complaint, Lis Pendens, and don’t know what to do. Although filing an Answer pro se (representing yourself...
It appears that all these penalties to lenders for failing to modify borrowers’ loans is finally doing homeowners some good. The Streamlined Modification program is really taking off and really...
The Coronavirus and Force Majeure Clauses in Contracts – SALCINESLAW With the Coronavirus (COVID-19) taking over the country and businesses, businesses are now seeking to determine whether they...
Many things need to be considered when buying a property, regardless of whether your plans are to live in it or whether it is an investment. 2013 marked...
Deciding to purchase a home, for many, is the single most costly decision of their lives. Immediately followed by financing our children’s college education, perhaps? Therefore, such a decision...
Dealing with the current situation is hard enough on ourselves and our loved ones. But what if you entered into a contract, or are a landlord or tenant...
Florida “as is” real estate contracts have many terms and dates that if the buyer is not careful, and not represented by a real estate lawyer that is...
Jacqueline A. Salcines
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