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WHO ARE THE FOREIGNERS BUYING PROPERTY IN THE UNITED STATES?

International home buyers are attracted to the United States not only because of favorable housing prices, but because of the United States’ economic stability.  Many countries, such as...

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REFINANCE YOUR HOME MORTGAGE

REAL ESTATE AND MORTGAGE LAWYER With interest rates at an all time low, there has never been a better time to refinance your home loan. If you already...

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WHO IS BUYING REAL ESTATE IN SOUTH FLORIDA – MORTGAGE RATES INCREASE NATIONWIDE

RESIDENTIAL AND COMMERCIAL CLOSINGS With the recent increase in mortgage interest rates nationwide, it is unclear how the housing market will be effected until months to come. What...

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WHO IS DYCK O’NEAL AND WHY ARE THEY SUING THOUSANDS OF BORROWERS

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS DYCK O’NEAL LAWSUITS FOR FORECLOSURE MORTGAGE DEFICIENCY BALANCES DEBT SETTLEMENT ATTORNEYS In the heels of the foreclosure crisis, when many properties were sold...

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REISSUE CREDIT – WHAT IS IT AND WHY YOU SHOULD REFINANCE TODAY

REAL ESTATE LAWYERS – MORTGAGE LAW Mortgage rates are at an all time low. Some mortgage lenders are even coming up with creative ways to refinance, including 12...

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WHO IS MR. COOPER

SOUTH FLORIDA REAL ESTATE LAWYERS MORTGAGE LAW By now you have to be living in a cave to not have heard of Mr. Cooper.  Nationstar, the nations largest non-bank ...

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REMOTE LEGAL ADVICE

In these unprecedented times we are facing, we understand getting around and going to a lawyer’s office may be risky. We are happy to offer and provide our...

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How to remove your name from title and transfer property through Quit Claim

The transfer of a property by virtue of a Quit Claim Deed removes the person from title, however does not relieve the person from a mortgage debt or...

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WHO PAYS THE TITLE INSURANCE IN FLORIDA

At a recent presentation I made to a group of realtors in Miami,  I realized there was a lot of confusion regarding who pays the title insurance premium. ...

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REMOVING PRIVATE MORTGAGE INSURANCE

Private Mortgage Insurance is required when you secure a home loan with less than 20 percent down payment. For example, you are purchasing a home at a sales...

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RENEWAL OF THE MORTGAGE FORGIVENESS DEBT RELIEF ACT

Homeowners who had debt forgiven in 2014, through a loan modification, loan settlement, short sale, deed in lieu, or credit card cancellation, may qualify under the Mortgage Debt...

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ARE YOU REQUIRED TO MISS A MORTGAGE PAYMENT TO QUALIFY FOR A MODIFICATION OR SHORT SALE

DO I HAVE TO STOP PAYING MY MORTGAGE IN ORDER TO QUALIFY FOR A LOAN MODIFICATION OR SHORT SALE?… This question comes up again and again during consultations...

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WHY HIRE AN ATTORNEY WHEN SELLING PROPERTY

This is the first of an informational series to provide Seller and Buyers alike with the necessary tools and know-how to make their sale or purchase of real estate...

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WHY PAY A FORECLOSURE ATTORNEY MONTHLY TO DEFEND YOU

Why do more and more attorneys charge homeowners a monthly fee to defend their foreclosures and do little to earn their trust or save their home?  The practice has been frowned upon...

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RESIDENTIAL AND COMMERCIAL CLOSINGS

othing quite compares to owning your own home or investing in real estate. In fact, for many, this is the single most expensive investment made in their lifetime....

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WHY TIME IS RUNNING OUT TO SHORT SALE YOUR PROPERTY

At the end of last year,  with homeowners on pins and needles, the government extended the Home Affordable Foreclosure Alternatives (“HAFA“) program through December 31, 2013.  This was great news...

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RESIDENTIAL REAL ESTATE TRANSACTIONS

Over the past 16 YEARS, The Jacqueline A. Salcines, P.A has represented first time home buyers and sophisticated home buyers purchasing multi-million dollar homes. Our unmatched experience stems from...

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RETROACTIVE TAX RELIEF FOR SHORT SALES – H.R. 5771

FLORIDA REAL ESTATE ATTORNEYS PROTECTING YOUR INTERESTS IN A SHORT SALE In response to discouraging housing market data, Congress passed H.R. 5771 to give distressed short sale sellers...

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WRIT OF POSSESSION AFTER THE CERTIFICATE OF TITLE

SOUTH FLORIDA REAL ESTATE LAWYERS WRIT OF POSSESSION AFTER SUCCESFFULY WINNING AT AUCTION If you are the successful bidder at a Florida foreclosure auction and yet, after the issuance...

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WILL THE NEVADA COURT OPINION ALLOWING HOA’S TO EXTINGUISH MORTGAGES AFFECT FLORIDA COURTS?

A RECENT NEVADA SUPREME COURT DECISION THAT ALLOWS HOMEOWNERS ASSOCIATIONS TO TRUMP MORTGAGE LENDERS IN FORECLOSING ON HOMES SENT A SHOCK WAVE THROUGH THE MORTGAGE INUDSTRY LAST WEEK....

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