New to Florida Real Estate? Here’s Why You Absolutely Need Title Insurance
By Jacqueline Salcines, Esq. — Real Estate Attorney, Accountant, Title Agent
If you’re a New Yorker buying property in South Florida, welcome to paradise — but before you sign on the dotted line, there’s one critical detail you can’t afford to overlook: title insurance.
Florida’s real estate laws are very different from New York’s, especially when it comes to who ensures clear ownership of the property. In New York, attorneys often handle title abstracting. In Florida, while a title company may coordinate the closing, it’s wise — and often necessary — to have a real estate attorney who is also a licensed title agent to protect your interests from day one.
What Is Title Insurance?
Title insurance protects buyers and lenders from financial loss due to defects or disputes in the legal ownership of a property. These issues often aren’t visible at first glance and may include:
- Unknown liens or unpaid taxes
- Forged documents
- Undisclosed heirs
- Incorrect legal descriptions
- Clerical or filing errors
One overlooked issue could result in a lawsuit, cloud on title, or even the loss of your property rights. Title insurance ensures you’re protected.
Florida Title Laws Are Unique
In Florida, title insurance is usually paid by the seller in some counties and by the buyer in others. Miami-Dade and Broward Counties, for example, typically place the burden on the buyer — meaning you’ll want a title agent who works for YOU, not just the other party.
Unlike in New York, Florida law does not require an attorney to be involved in the closing. Many buyers rely solely on title companies — which may not catch legal red flags or structure the deal with your long-term protection in mind.
That’s where I come in.
Why Work with Attorney Jacqueline Salcines?
As both a real estate attorney and licensed title agent, I provide a higher level of service than a title company alone can offer. With 26 years of experience in Florida real estate law and a background in accounting, I:
✔️ Examine the chain of title thoroughly
✔️ Address potential probate or trust complications
✔️ Resolve boundary, lien, or ownership disputes before closing
✔️ Help structure title ownership based on tax or estate goals
✔️ Protect you throughout the entire transaction — not just issue a policy
And unlike most title companies, I represent you, not just the deal.
Don’t Close Without a Safety Net
If you’re investing in a new Florida home, condo, or commercial space, title insurance isn’t optional — it’s your legal safety net. And who you choose to handle your title work matters.
Let me give you peace of mind that your ownership is clear, clean, and 100% protected.
📍 Based in Coral Gables — Serving buyers across Miami, Broward, Palm Beach & beyond
📞 Schedule your consultation today
Jacqueline Salcines, Esq.
Real Estate Attorney | Title Agent | Accountant
“Never Close Alone.”