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SHORT SALES IN FLORIDA

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Is your house worth less than you owe the bank? Do you want to resolve the debt with your lender and move on? If yes, a Short Sale may be the answer for you. At the Jacqueline A. Salcines, P.A., we will work with your lender together with experienced realtors to help sell your home for less… Read more »

LOAN MODIFICATION AFTER HAMP – THE NEW FLEX MODIFICATION

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MIAMI DADE LOAN MODIFICATION FORECLOSURE ATTORNEYS While the Making Home Affordable Program may have fizzled out on December 31, 2016, there is a new loan modification program, the FLEX Modification or Flex  Loan Modification, being offered by Fannie Mae and Freddie Mac.   Effective as of February 1, 2017 but not being considered until May 1, 2017, this new program was rolled… Read more »

LOAN AND MORTGAGE MODIFICATION ATTORNEY, FORBEARANCE AND OTHER REMEDIES

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MORTGAGE MODIFICATIONS, FORBEARANCE, AND OTHER REMEDIES FOR OWNERS IN DISTRESS   Despite Florida’s booming housing market, many homeowners continue to struggle to pay their mortgages, faced with either financial distress, unemployment or other covid related issues. While covid-related programs offered by the government have ended, mortgage modifications are still around and may be the difference… Read more »

MODIFICACION DE PRESTAMO BAJO EL PROGRAMA HAMP

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Por: Jacqueline Salcines,  Esq. Abogado de Defensa de Foreclosure y Modificaciones de Prestamo Demasiado propietarios han aceptado modificaciones de su Préstamo Hipotecario donde sus nuevas mensualidades son mayores a los de la hipoteca original.  Tambien tienen el balance final del principal en la Modificación muchísimo mayor al valor actual de su propiedad. O, peor, otros propietarios terminan… Read more »

LIS PENDENS ON YOUR TITLE

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MIAMI DADE TITLE AGENT AND MORTGAGE ATTORNEYS The filing of a lis pendens on your property acts as a bar to selling or transferring the title to the property. In essence, it works to place everyone on notice that someone is making a claim of interest against your property. Lis pendens can arise from the initiation… Read more »

FLORIDA REAL ESTATE CLOSING AND PURCHASE

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SOUTH FLORIDA REAL ESTATE LAWYERS Are you purchasing real estate in Florida?  Are you about to enter into a real estate contract and relying on your realtor to guide you around the maze of legal terms and obligations?   At the Law Jacqueline A. Salcines, P.A., we have over 17 years experience assisting buyers of real estate… Read more »

Line of Credit Mortgage Settlement

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SOUTH FLORIDA MORTGAGE AND DEBT SETTLEMENT LAWYERS MORTGAGE DEBT SETTLEMENT IN FLORIDA Many homeowners who have lines of credit or HELOC’s on their homes, in a second position after their first mortgage, are now in a position to settle the debt.  With so many properties still under water, that is, the mortgage balance owed on the first… Read more »

FLORIDA REAL ESTATE ATTORNEY – SELLERS

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FLORIDA REAL ESTATE ATTORNEYS At Jacqueline Salcines, P.A we hold dual degrees, and are both real estate lawyers and accountants with extensive experience representing sellers in their sale of real property in Florida. As an attorney, accountant and title agent for Old Republic National Title Insurance, Inc., we provide a complete array of closing services…. Read more »

LIMITED LIABILITY COMPANY (LLC) AND THE OPERATING AGREEMENT

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BUSINESS LAW – SOUTH FLORIDA ATTORNEYS Often partners, and former partners call me to represent them when they have parted ways, and are in the middle of a dispute, without a clear guideline or written instructions as to how the dispute should be resolved.  Whether partners have had a falling out because of unmet expectations… Read more »