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BUYER AND SELLER REPRESENTATION AT CLOSING

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The Jacqueline A. Salcines, P.A provides the most comprehensive title insurance processing and coverage, while offering exceptional customer service. We represent both buyers and sellers in real estate transactions, and are a full service real estate firm.  We pride ourselves on offer a wide array of real estate services including: Real Estate Contract Preparation and Review Business… Read more »

BREACH OF A REAL ESTATE CONTRACT

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SOUTH FLORIDA REAL ESTATE ATTORNEYS BREACHES OF THE REAL ESTATE CONTRACT AND REMEDIES Real Estate Breaches of Contract Real estate disputes often arise because a party to the transaction has committed a breach of contract. A common dispute occurs when a buyer faces a seller who is wrongfully refusing to transfer title to the buyer… Read more »

BILL TO HELP UNDERWATER HOMEOWNERS

Posted by & filed under Loan Modifications, Mortgage Interest, Mortgage Relief, Real Estate Investments, Real Estate Law, Short Sales.

The Responsible Homeowner Refinancing Act of 2013 was reintroduced this week for approval by Congress. This bill, if passed, will benefit responsible homeowners who have stayed afloat and maintained their mortgage payments current, despite their home values being upside down.  Responsible for the introduction of this bill are U.S. Senators Robert Menendez (NJ) and Barbara Boxer (CA). … Read more »

BEWARE – FRAUDULENT DEEDS CONVEYING BANK OWNED REO ARE CIRCULATING IN FLORIDA

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My underwriter, Old Republic National Title Insurance, Inc, through Attorneys Title Fund, LLC recently notified its agents that they were seeing a large number of claims in Florida emerging from forged deeds on foreclosed or bank owned properties.  The deeds were almost always into trust and the transaction that was insured in the one from the trust to… Read more »

BANK OF AMERICA WHISTLEBLOWER REVEAL THEY WERE ORDERED TO LIE AND DENY LOAN MODIFICATIONS

Posted by & filed under Loan Modifications, Mortgage Relief, Real Estate Law, Short Sales.

Shocking news hit the internet last week about Bank of America and its deliberate denial of Loan Modifications to hundreds of thousands of borrowers.  In a pending class action suit, two whistleblower employees of Bank of America, Simone Gordon and William Wilson, both gave startling Affidavits stating that they were ordered by their superiors to deny loan modifications,… Read more »

BAD CHECK – WORTHLESS CHECK STATUTE IN FLORIDA

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FLORIDA LITIGATION AND BUSINESS LAW ATTORNEY What is a Worthless Check? Under Florida law, any checks returned “NSF” (non-sufficient funds), “Account Closed” “Account Not Found” or “NSF Unless Otherwise Indicated is a worthless check subject to civil and criminal prosecution under Florida statutes. Checks stamped “Refer To Maker” or Uncollected Funds” may require additional investigation… Read more »

AVOIDING FORECLOSURE – THE MAKING HOME AFFORDABLE PROGRAM

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The Making Home Affordable Program is Obama’s way of helping homeowners avoid foreclosure.  Homeowners that are eligible, can “lower their monthly mortgage payments and get into stable loans at today’s low rates.  And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure.”… Read more »