If you are a service member and having difficulty paying your mortgage, the Making Home Affordable Program has options available to assist you. You may be eligible for HAMP modification if: You occupied the property but were transferred to an out of area job causing a permanent change in station (PCS) order; You intend to return to the home… Read more »
SOUTH FLORIDA LITIGATION LAWYERS FLORIDA WORTHLESS CHECK STATUTE §832.05 Florida law (Fla. Stat. §832.05) makes it not only a civil offense to write a bad check, or issue a check that the remitter knows has no funds and will not clear, but also makes it a misdemeanor or felony in the State of Florida, depending on… Read more »
A recently announced new program created by the U.S. Treasury Department will soon result in the uncovering of the names of luxury real estate buyers in Miami-Dade County and New York City. “In Miami-Dade County, the rule will apply to all cash sales worth more than $1 million; in New York City, it applies to sales… Read more »
FLORIDA STATUTES §57.105 SANCTIONS AGAINST PARTIES AND THEIR COUNSEL Florida lawyers have both ethical and statutory duties not to file actions that are not supported by facts or law. The duty against “frivolous” filings or proceedings is governed and imposed by Rule 4-3.1 of the Rules Regulating the Florida Bar. The party seeking the sanctions… Read more »
If you have fallen behind on your mortgage payments and can no longer afford your mortgage, the best thing to do is open up the lines of communication with your lender to see what options exist. If you lender will not work with you, then contact us and we can get your file escalated in… Read more »
In 2012, under the Wigod v. Wells Fargo Bank, N.A., 673 F.3d 547 (7th Cir. 2012), the Seventh Circuit Court of Appeals ruled that despite having signed a loan modification agreement and entered into a trial period, the homeowner could maintain a private cause of action against the lender or servicer under certain circumstance. The court… Read more »
FLORIDA SAFE HARBOR LAW – CONDOMINIUM ASSESSMENTS By: Jacqueline A. Salcines, Esq. Often times, when acquiring title to real estate property by virtue of a Homeowners Association foreclosure or a bank foreclosure, the new title holder is slapped with a bill from the condominium association or homeowners association, wanting to charge them for amounts due, including… Read more »
MIAMI DADE LOAN MODIFICATION AND FORECLOSURE ATTORNEYS With interest rates changing under the Making Homes Affordable Program from 2% to 3%, many homeowners who successfully modified their loans under the HAMP Making Homes Affordable Programs are finding it impossible to continue to make payments. Increases in taxes or insurance, as well as the hike in the… Read more »
SOUTH FLORIDA FORECLOSURE LAWYER While living in Miami and South Florida is a dream to many, after a hurricane hits, the damage to your home and property can be crippling. After the 2017 Hurricane Season, many South Florida homeowners lost their homes, their property and some even their jobs. Offices were closed down which affected the homeowner… Read more »
